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Mortgage Commitments

New York Real Estate lawyer discusses Mortgage commitments in New York

Real Estate law in New York is always changing. So are we. We delve into how to make sure your down payment is safe, in this video.

Legal weed still short on votes

Newark Mayor Ras Baraka has advocated for changes to the expungement bill, which goes hand-in-hand with legalization legislation. Baraka’s support is key to getting legalization done.

Baraka was just awarded a $50,000 pay raise by Newark’s council that’s retroactive to July 1, 2018, according to this story.

While this is all happening, prime sponsors of the marijuana legislation in the Senate and Assembly — Nick Scutari and Jamel Holley, respectively — also sponsor a bill quickly moving through the legislative process that would ban all retroactive pay raises as of December 1, 2018 The bill isn’t aimed at Baraka, but at Linden Mayor Derek Armstead. But it appears it would still affect Baraka.

Of course, the governor — who is reportedly talking to Baraka about expungement — will have the ability to sign, veto, or conditionally veto the pay raise bill. I asked Baraka and Murphy’s offices if the two had any conversations about the pay raise ban. Neither responded. I’m not suggesting that these things are tied. I’ve seen no evidence they are. But people have been telling Murphy he should act transactionally. Hey, maybe this is an opportunity.

Value of new mortgages fall 21% in a year

The value of new mortgages slipped another 2.1 per cent in January, marking Australia's largest annual decline since the global financial crisis.

The value of dwelling commitments excluding refinancing slipped to $17.12 billion in January, according to seasonally adjusted figures released on Tuesday by the Australian Bureau of Statistics.

That made for a 12-month decline of 20.6 per cent, with the total number of owner-occupier mortgage commitments falling 2.6 per cent over the month and 13.6 per cent over the year to 47,407.

"The pace of declines in housing finance eased in January from the sharp declines in December, but the trend remains very weak, with a positive turn unlikely in the near term," ANZ economists Jack Chambers and David Plank said.

"Further improvements in housing affordability or a significant loosening in lending standards (which is unlikely) would be the necessary precursors to an improvement in finance and the housing market overall."

what is MSF in terms of mortgage commitments?

for example, they classify mortgage commitments by the following channels:
MSF, branch, broker services, social housing, private label.
if you know what social housing and privaqte label mean too, that would be great. thanks!

where r u located?
what are you seeking?

branch; one of many service sites
broker services; same thing--they
farm out to service providers whatever you need;
social housing?

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