Review Mortgage Lenders



different people different views...........

Protestors took over this city centre bank - and it's the most Cambridge thing ever

Fracking is the process of drilling down into the earth before a high-pressure water mixture is directed at the rock to release the gas inside.

Water, sand and chemicals are injected into the rock at high pressure, which allows the gas to flow out to the head of the well.

The process can be carried out vertically, or more commonly, by drilling horizontally into the rock layer - which can create new pathways to release gas or used to extend existing channels.

The benefits are that it allows drilling firms access to difficult-to-reach resources of oil and gas.

The downside is the environment, according to the BBC .

Fracking uses a huge amount of water, which is transported to the site at a significant environmental cost.

As well as earth tremor concerns, environmentalists say bad chemicals may escape during drilling and contaminate ground water around the site.

Campaigners say fracking is distracting energy firms and governments from investing in renewable sources of energy, and encouraging continued reliance on fossil fuels.

Why I would choose the Lloyds share price over HSBC after this week's results

It’s been quite a week for the banks, although as ever you have to swallow the bad news along with the good. However, it does seem that the balance is shifting in favour of the latter.

Laugh out Lloyds

Lloyds Banking Group (LSE: LLOY) and HSBC Holdings (LSE: HSBA) have both reported in recent days, but Lloyds enjoyed the warmer welcome after posting full-year profits of £4.4bn for 2018, up from £3.5bn the year before. It further delighted investors by hiking its dividend 5% to 3.21p, and announcing a share buyback of up to £1.75bn.

The bank now pays more dividends than before the financial crisis, and currently offers a forward yield of 5.8%, with cover of 2.1. This is expected to hit 6.3% by 2020. It looks like a dividend machine once more and is also  the UK’s most profitable bank .

PPI deadline looms

Lloyds was hit hardest of all by the PPI mis-selling scandal, paying out around £19bn compensation since 2011. However, payouts were ‘just’ £750m last year, down from £1.65bn in 2017. The final deadline for claims expires on 29 August, and although people expect a last-minute flurry, it can then draw a line under the dismal affair.

what is the difference between Natwest Bank and HSBC Bank in the UK?

I am an international student in the UK and wanted to open a bank account which I can use it in other countries , wanted to know about Natwest and HSBC.