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Mortgage Madness (1/3): BBC2 - 29/10/2003

Original broadcast (UK): Wednesday 29 October 2003, 7.30pm, BBC TWO. [00:00 - 09:01 of 00:27:00] Part 1 00:00 - 01:10 : Introduction. 01:10 ...

Wells Fargo mortgage lender review

Wells Fargo is a $1.9 trillion-asset bank that offers many mortgage options beyond the conforming loans that most banks offer through Fannie Mae and Freddie Mac. Wells Fargo has a number of programs in the nonconforming space to help first-time homebuyers, applicants with low credit scores or those who need discounts on closing costs.

Despite the recent problems with its sales practices , Wells Fargo remains the largest mortgage originator for all types of home loans, making $146.3 billion in mortgages in 2016.

Wells Fargo Snapshot Wells Fargo offers mortgage applications online, by phone, or in person at its more than 5,900 branches nationwide. Wells Fargo’s mortgage products include both fixed-rate and adjustable-rate mortgages or refinances as well as home equity lines of credit and other home loan products.

Baton Rouge accountants scrambling to decipher details of federal tax overhaul

The new tax overhaul is “chock full of excitement” for tax professionals, says Brandon Lagarde, a director in Postlethwaite & Netterville’s tax services group. As you would expect, he got a lot of calls late last year from clients wondering how the changes would affect them.

“There’s no simplification [of the tax system] in this bill,” he says. “We feel pretty good about our jobs being secure.”

Lots of people will save money, at least in the short term, but the impact will vary depending on your personal finances.

“Not everyone’s taxes will go down,” Lagarde says. “Some will go up. You really need to look at your own situation to figure which way it is [for you].”

Depending on who you are, the new bill may have given or taken away, say Bill Campbell, a certified financial planner with Peters Wealth Advisors. While taxpayers will enjoy lower income tax rates, with the highest bracket falling from 39.6% to 37%, those benefits are offset by the loss of personal deductions and popular write-offs like mortgage interest, and state and local taxes, he says.

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