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Stock futures higher on Wall Street
Stock futures higher on Wall Street The loans on its balance sheet continue to improve, and the bank's provision for credit losses fell to $336 million, from $2.2 billion in the same period a year earlier. Even its mortgage division, which took huge losses after the housing bubble popped

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Equifax makes money by knowing a lot about you

NEW YORK (AP) — Equifax knows a lot about you. That is, in essence, how it makes money.

The company and its competitors have in their files the personal financial information of tens of millions of Americans like you, going back decades. Your mortgage loan totals. When you switched from a Macy’s card to a Target card. How much you still owe for college.

“It’s a pretty simple business model, actually. They gather as much information about you from lenders, aggregate it, and sell it back to them,” said Brett Horn, an industry analyst with Morningstar.

Equifax had more than $3.1 billion in revenue last year, largely from selling data to other companies. Experian’s revenue came to $4.34 billion, while TransUnion had $1.7 billion.

The trove of data — Equifax’s largest asset — has become its biggest liability after the company admitted that it didn’t keep the information safe from criminals who stole or accessed the data on 143 million Americans who are now at risk for identity theft. It’s now under investigation at the state and federal level, facing a series of lawsuits, and desperately trying to assuage the anger of the consumers who are its commodities.

HollyFrontier Corporation (NYSE:HFC) Traded 10.2% Above Its 50 Day Moving Average

August 3 investment analysts at Barclays left the stock rating at “Overweight” but moved up the price target to $39.00 from $35.00.

The company is so far trading up since yesterday’s close of 31.89. HollyFrontier Corporation declared a dividend that will be paid on Wed Sep 20, 2017. The dividend will be $0.330 per share for the quarter which is $1.32 annualized. This dividend represents a yeild of $4.14 which is the dividend as a percentage of the current share price. The ex-dividend date will be on Monday the 21st of August 2017.

HollyFrontier Corporation currently has a P/E ratio of 41.09 and market cap is 5.68B. As of the latest earnings report the EPS was $0.79 and is projected to be $1.40 for the current year with 175,425,000 shares outstanding. Next quarter’s EPS is estimated at $0.15 with next year’s EPS projected to be $2.11.

HollyFrontier Corporation, launched on January 25, 1947, is an independent petroleum refiner. The Company produces various light products, such as gasoline, diesel fuel, jet fuel, specialty lubricant products, and specialty and modified asphalt. The Company operates through two segments: Refining and Holly Energy Partners, L.P. (HEP). The Refining segment includes the operations of the Business’s El Dorado, Kansas (the El Dorado Refinery); refinery facilities located in Tulsa, Oklahoma (collectively, the Tulsa Refineries); a refinery in Artesia, New Mexico that is operated in conjunction with crude oil distillation and vacuum distillation and other facilities situated 65 miles away in Lovington, New Mexico (collectively, the Navajo Refinery); refinery located in Cheyenne, Wyoming (the Cheyenne Refinery); a refinery in Woods Cross, Utah (the Woods Cross Refinery), and HollyFrontier Asphalt Company (HFC Asphalt). The HEP segment involves all of the operations of HEP..

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