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Sandy, Salt Lake City Mortgage Lending Misconceptions

saltlakecitymortgagelender.com Sandy UT, Salt Lake City, Everything has changed, be armed with the information that you need to make your home ...

I can't make my mortgage anymore, should I shortsell if possible or go into chapter 7 bankruptcy? In SLC UT

I was planning on filing for chapter 7, but my realtor suggested a shortsell since my bank will accept short sells said that would be the better option and I can still file for bankruptcy later if the shortsell does not work.


If you go bankrupt, you either lose the house or keep the debt. If you are going to lose the house, a short sale does less damage to your credit than a bankruptcy. If the bank comes after you for the difference, what you did is NOT a short sale.