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Lenders Choice Mortgage

Mortgage Choice - Difference between brokers and lenders

Buying property is probably the most stressful things you will ever do, but where to you start? Contact the home loan specialists, Mortgage Choice ...

Pay Your Mortgage Early or Invest?

8 reasons you should prepay your mortgage

Prepaying your mortgage is a huge financial decision that requires weighing all the pros and cons. First, let's take a look at why prepayment might be your best bet. 

Prepaying your mortgage gives you peace of mind:  Owning your home free and clear means you won't have to worry about foreclosure if you can't make mortgage payments. You may feel more confident about your overall financial situation if a lender no longer has a claim to your home.  You may be more motivated to become debt-free:  If you hate being in debt, you may be willing to sacrifice and reduce spending to get your mortgage paid off quickly. If you're not as excited about investing, you may spend extra money instead of budgeting carefully. You're better off paying extra on a mortgage than wasting money on frivolous things. You'll save on interest:  You can save a lot of money by prepaying your mortgage.

Who is my best mortgage lender choice?

I am 20 years old and looking to buy a townhouse to renovate and resell. I found a house listed for $45,000. I would hope to get at least $20,000 extra to cover the cost of renovations.

Goto your local banks and shop around for a good deal. Also you can try or similar websites.

Just be aware that if you take out a mortgage in order to flip a property, you need to do it fast!