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The Tale of a House, and an Entire Market
Home values in the Atlanta area fell more than 30 percent but have recovered somewhat. This house with a vaulted-ceiling family room on a cul-de-sac in the suburb of Smyrna followed a similar . (“What typically happened was people who had any home

Wells Fargo to sell servicing rights to $39 billion in home loans
Wells Fargo to sell servicing rights to $39 billion in home loans The sale of the servicing rights comes as new companies like Atlanta-based Ocwen, which focuses on collecting payments on residential and commercial mortgages, have driven up demand for these assets. The higher prices make it more attractive to sell 

Gundlach not buying the housing recovery
“The housing market is softer than people think,” Mr. Gundlach said, pointing to a slowdown in mortgage refinancing, shares of homebuilders that have dropped 13% since reaching a high in May, and the time it's taking to liquidate defaulted loans

Shift in home loan market causes jitters in South
Congress, in passing the 2010 Dodd-Frank financial reform law, included the Ability to Pay provision and a mandate for more thorough documentation of mortgage loans. » READ MORE: Mortgage lending standards put credit unions Beige Book reports for

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How we identified lending disparities in federal mortgage data

In the 1930s, the federal government encouraged lending institutions to deny mortgages to people who lived in neighborhoods with large populations of immigrants and African Americans.

The practice became known as redlining because the government drew lines around certain neighborhoods, deeming them “hazardous,” and colored them red.

It wasn’t until 1968 that the Fair Housing Act outlawed this type of discrimination. But millions of mortgage records analyzed by Reveal from The Center for Investigative Reporting show that the legacy of redlining persists 50 years later: In dozens of cities across the country, African Americans, Latinos, Asians and Native Americans remain more likely to be denied a conventional mortgage than whites.

This disparity existed even after controlling for the applicants’ income, loan amount and certain neighborhood characteristics.

Reveal’s analysis exposed a pattern of denials in major metropolitan areas such as Atlanta, St. Louis and San Antonio and in smaller ones such as Chico, California; Iowa City, Iowa; and Mobile, Alabama.

Does anyone know any good mortgage lenders for people with not so good credit in Atlanta, GA area? HELP!!?

Email: maria@homeloansusa.