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Mortgage Lenders Are Showing Some Give on Credit Scores
http://realestate.aol.com/blog/2014/01/25/mortgage-lenders-lower-credit-scores/
Credit scores are among the many things lenders review when you apply for a mortgage, because scores are designed to predict how likely you are to meet your debt obligations. After the mortgage crisis, lenders were hesitant to take on risky borrowers

Understanding the CFPB's New Mortgage Rules: Keeping You Safe from Tricky ...
http://www.dailyfinance.com/2014/01/24/understanding-the-cfpbs-new-mortgage-rules-keeping-you-safe-fr/
Understanding the CFPB's New Mortgage Rules: Keeping You Safe from Tricky ... Those adjustable rate loans made the early monthly payments affordable, but when their interest rates reset higher, the resulting jump in borrowers' mortgage payments suddenly put their budgets on tilt. That's when many people began defaulting, setting

'Worst of all worlds' for mortgage lending in fourth quarter
http://blogs.marketwatch.com/capitolreport/2014/01/15/worst-of-all-worlds-for-mortgage-lending-in-fourth-quarter/
'Worst of all worlds' for mortgage lending in fourth quarter The country's top three mortgage lenders confirmed this week that new home loans dropped last year as mortgage rates rose, with earnings results Wednesday from Bank of America showing a 46% year-over-year drop in the fourth quarter. Bank of America 

Silverstein Seeks $400 Million Office Loan
http://www.cmalert.com/headlines.php?hid=183807
Quotes on mortgages of $350 million to $400 million are being considered. Even at the higher amount, the loan-to-value ratio would be less than 50%. That puts the assignment in the sweet spot for insurance companies, which compete aggressively for 

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Government shutdown increases mortgage lender credit risk: Moody's

Lenders would need to develop workarounds to verify Social Security numbers. Even though the Internal Revenue Service said it would process requests for tax transcripts as of Jan. 7, there is an initial backlog to get through, which could be exacerbated if staffing to fulfill requests is reduced. That could lead lenders to ask the borrower directly for this information to underwrite the loan, increasing fraud risk, Moody's said.

"Additionally, in the event that the shutdown becomes prolonged, this and other government systems that are currently working, such as federal flood insurance , are at risk of shutting down. In such an event, lenders may need to obtain flood insurance from alternative private lenders, a switch that could result in higher costs or, in some cases, the lack of insurance," the report said.

In particular, the shutdown is a negative for nonbank lenders because they could end up not being able to sell a small percentage of their loans to the secondary market. For example, mortgages made to federal workers would be unsalable because of the inability to verify their employment, Moody's said.

Happy New Year! Here are your early mortgage lending predictions for 2019 | 2019-01-03

Where are rates going in 2019? According to this (Warning: tiered paywall) WSJ article , the Federal Reserve predicted two more rate hikes in 2019, but federal funds futures show a 91% chance the rate will be the same or lower at the end of the year. 

According to today's Structured Finance Credit Update from  S&P Global Ratings , a recent Duke University /CFO Global Business Outlook shows roughly half of U.S. finance chiefs believe the economy will slide into recession by the end of 2019. Americans are paying 5.6% of their disposable income servicing non-mortgage debt, a figure that has been mostly rising since 2012.

Nevertheless, the update states that both the household debt service and financial obligation ratios are well below historical norms. One concern is the massive $1.5 trillion student loan burden as outlined by S&P Global Ratings' John Anglim, in his paper 

Mortgage lenders?

I'm looking for a good Mortgage Lender for a new home purchase. Does anyone know of a good one? I've tried quicken loans and country wide. Lending tree sucks!

PS.


Try a local bank or mortgage broker. Working with local professionals will get you much better service than online companies.