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New Loan Safeguards Leave Path for Higher-Risk Borrowers
http://www.bloomberg.com/news/2014-01-22/new-loan-safeguards-leave-path-for-higher-risk-borrowers.html
Now, as regulators tighten mortgage rules and big banks resist lending to riskier middle-income Americans, HFAs across the U.S. are rapidly expanding to restore the fading dream of homeownership. The state agencies got a boost from the Consumer

Presidential fraud
http://www.sddt.com/news/article.cfm?SourceCode=20140123tde&_t=Presidential+fraud
But it was saved in a $1 deal that gave ownership to the Central California Music Association, which made plans to ship the structure about 40 miles northeast to Prather. The move on Wednesday is a big step in A government statement said the

Should you consider a hybrid loan?
http://www.charlotteobserver.com/2014/01/17/4617113/should-you-consider-a-hybrid.html
Jeff Lipes, a lender in the Hartford, Conn., area and former president of the Connecticut Mortgage Bankers Association, believes that hybrids with fixed rates for between five and 10 years “are fantastic options for borrowers” in 2014, and can lock in

A hybrid in your housing future?
http://seattletimes.com/html/businesstechnology/2022564067_bizharney05xml.html
A hybrid in your housing future? Jeff Lipes, a lender in the Hartford, Conn., area and former president of the Connecticut Mortgage Bankers Association, believes hybrids with fixed rates for between five and 10 years “are fantastic options for borrowers” in 2014, and can lock in rates

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Some Mortgage Deals Are In Limbo As Government Shutdown Drags On

"I mean, we were really going to take care of it today — the day after it was final — and then he would be out," Anderson, a marketing researcher, said in an interview on Wednesday.

That didn't happen.

Anderson's ex-husband is a furloughed air traffic controller, and the shutdown means he can't reach someone to help him split his government retirement account with her. She needs those funds to refinance the house under her name. And he can't qualify for his own mortgage because he hasn't been paid for three weeks.

The government stalemate also means they haven't explained the pending change to their young son.

"We don't have those answers yet," Anderson says.

As the shutdown drags on, more people will find themselves facing similar roadblocks.

Refinance applications are booming as mortgage rates fell nearly half a percentage point in recent weeks. But furloughed workers can't lock those rates in.

Anyone looking to buy or refinance may have a harder time getting through to federal agencies to verify income taxes or get certain loan information from the Federal Housing Administration, which remains closed. Rural home loans guaranteed through the Department of Agriculture are on hold, too.