Review Mortgage Lenders

Navigator Mortgage

Royal Caribbean Cruise Lines's Navigator of the Seas Sail Away 1-17-2009

Watch and listen to the Navigator of the Seas sail away from Port Everglades in Ft Lauderdale, Florida. The weather was picture perfect as the ...

An Introduction to Sustainable Lending

Do Well by Doing Good: A Series on Sustainable Lending

Every few years, a new and trendy financial product seems to pop up in our debt markets. Think crypto-currency, EB-5 financing, opportunity zones, fin-tech and crowdfunding. Some of these phenomena stick around for the long haul. Others simply fade away as investors lose interest (which they inevitably do when the returns do not materialize or public interest wanes). One of the newer financial products to hit the markets is “sustainable lending.” Also referred to as “green finance”, the most exciting aspect of this product is its ability to simultaneously produce high returns and generate positive social impact. This innovative combination generates staying power not only among investors, but also among the public at large. In this era of social media, when attention spans are infinitesimal and public opinion is extraordinarily fickle, sustainable lending could be a game changer for us all.

Better Money Habits: 10 questions to ask mortgage lenders

1. How much can I borrow to buy a home?

When determining how much you can borrow, lenders may consider your income level compared with debt, your employment status and your credit history. Talk to a lender about getting prequalified for a mortgage before you start shopping for your new home.

Military veterans and first-time homebuyers may be eligible for special government-sponsored mortgage programs. Ask your lender what you might qualify for.

2. How much money do I need to put down?

To get the best rate and terms for your loan, try to put down at least 20 percent of the purchase price. Although a lower down payment wont necessarily disqualify you, there is a chance that a monthly private mortgage insurance (PMI) payment will be added if your down payment is less than 20 percent. Your down payment will affect other variables as well, such as your interest rate, terms and monthly payments. Ask your lender for more information about the minimum down payment required for your loan and if you might be eligible for any down payment or cost-saving assistance programs, and decide whats right for you. The Affordable Loan Solution mortgage from Bank of America can help eligible borrowers with modest incomes secure a home loan with a down payment as low as 3 percent and no PMI required.

an informercial about a company called navigator loans, says they can lower mortgage payments?


Haven't seen it here myself - but my bet is they are selling people on the idea of an Interest only loan.

You never pay off the principal - you just pay forever on the interest.

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