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Mortgages Explained - Lloyds TSB Advice and Guidance

Getting a mortgage is a big step, and in today's economic climate, that step can seem even bigger. But it doesn't have to be.By doing your ...

Ellie Mae's Slowdown Makes Selling Out Look Smart

How Ellie Mae finished 2018

Ellie Mae's fourth-quarter results reflected a substantial slowdown. Revenue of $116 million was higher by less than 3% from prior-year levels, which was far weaker than the 15% top-line growth Ellie Mae enjoyed three months ago -- even though the numbers were actually higher than most of those following the stock had expected. Adjusted net income of $9.49 million was down almost 20%, and adjusted earnings of $0.27 per share came in far weaker than the $0.36 per share that marked the consensus forecast among investors.

Perhaps because of the impending buyout, Ellie Mae didn't provide nearly as much color on its fundamental performance as it typically has in past quarters. The company did say that it closed 623,000 loans on its Encompass platform during the quarter, capping a year in which it had a volume of 2.596 million loans. The quarterly number was down from 699,000 three months ago and 662,000 in the year-earlier quarter, and the full-year 2018 number represented the second straight year in which loan volume rose less than 2%.

Has anyone used guidance mortgage relief for a mortgage modification?


Did they charge a ton on money, they haven't given me a quote yet.


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