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Guard Hill Financial, List of mortgage lenders Massachusetts

The Volcker Rule for Financial Institutions

President Obama calls for new restrictions on the size and scope of financial institutions to rein in excessive risk-taking and protect taxpayers ...

On the fridge

'The Loving Story' set for Nov. 20

The Guam Humanities Council will present "The Loving Story," a film about interracial marriage and tolerance, at 6 p.m. Nov. 20 at the Sinajana Community Center. The screening reflects a timely message of marriage equality. The film will be followed by a discussion with attorney Bill Pesch, an advocate for marriage equality on Guam. For more information, call 472-4460/1 or visit .

Celebrating law on breast-feeding

The "Nana Yan Patgon Act First Anniversary Celebration" will be from 10 a.m. to 4 p.m. Nov. 29 at the Gov. Joseph Flores Beach Park at Ypao. It's a fun-filled day of food, family, games, baby clothes swap and more. Help promote, protect and support breast-feeding in Guam. Bring your favorite dish to share and your own chair. Let us celebrate our babies, our mothers, our island and our future. Call 475-0302 or email .

Cultural legend event on Nov. 14

The Phi Theta Kappa Beta Beta Xi Chapter at Guam Community College is celebrating "A Cultural Legend Revitalized Through Body Art" from 6 to 9 p.m. Nov. 14 in the GCC Multipurpose Auditorium. It's a collaboration between the GCC PTK Chapter and local artists who will be painting the legend of Guam's creation, Puntan yan Fu'una, on models. For more information, email or call 487-6830.

Gavilan College unveils new veterans' resource center

“Student veterans are an integral part and growing part of the Gavilan College student body. The Veterans Resource Center provides one-stop access to the resources and services they need,” reads a press release issued Oct. 30.

“These veterans have unique experiences and skills that can be enhanced through a quality education,” added Gavilan College President Steve Kinsella. “They are entering a new phase in their lives and while challenging, opportunities are once again boundless for this group of students. We support them as they have supported us.”

The Veterans’ Resource Center is staffed by student veterans whose goals is helping other veterans successfully transition from military service to the academic setting, the press release states.

“The VRC is a place for veterans to connect with one another, learn about available campus services and to provide a welcome and familiar environment for incoming veteran students,” the release reads.

Does the bible not make any sense simply because...?

one does not understand it?
Calculus doesn't make sense to me, but I would be a fool to proclaim 'Calculus is a load!'
Calculus can be proven as the bible can be proven...

I did misunderstand it! I'm glad I came back it to see that I was wrong. I hope you will accept my sincere apology as I actually agree with you. Sorry brother! I should learn to read and listen more as I ask nonbelievers to do the same.

Fight the Credit Battle

“A lot of people know it’s very difficult to get a mortgage and they’re not even trying,” said Alan Rosenbaum, CEO of GuardHill Financial, a New York-based mortgage broker. Mortal combat calls for great fighters and in the case of war, great generals and courageous soldiers. Yet there is another type of combat which, if caught up in it, can be equally devastating to one’s soul unless we really fortify our defenses and enlist the necessary troops for help. And one of the ironies in this type of battle is that we tend to blame ourselves for the conflict. So the call goes out for legendary generals Patton, Halsey, Eisenhower, MacArthur and on the enemies side, the famed German Panzer leader, Rommel....

Market Recap

Current interest rates remain at historic lows but markets are still clearing, which means affordability remains historically high. 0 and other government programs to help stimulate demand, plus a rebounding housing market, demand for mortgage loans will likely increase throughout the summer. The busier the market becomes, the more demand that occurs, the easier (and more profitable) it becomes for lenders to ration supply by price. The current market presents historic opportunities for buyers looking to purchase or homeowners looking to refinance. It’s worth noting that the laws of supply and demand work in the mortgage market too....