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Guard Hill Financial

The Volcker Rule for Financial Institutions

President Obama calls for new restrictions on the size and scope of financial institutions to rein in excessive risk-taking and protect taxpayers ...

More Potential Homeowners Turning To Alternative Lending

A growing number of potential U.S. homebuyers are turning to alternative lenders to purchase their dream homes.

According to news from CNBC , six of the top 10 home lenders by volume now fall into the alternative lending category, with customers including the self-employed and those who rely on bonuses as a substantial part of their income, as well as homeowners who want to keep cash on hand for other investments.

“Life is not a cookie-cutter circumstance. Everyone has their own set of baggage that they come to you with,” said June Richardson, a vice president at mortgage lender GuardHill Financial Corp. in New York. “You need to have the right team behind you in order to get the deal done.”

Guy Cecala, publisher and chief executive officer of Inside Mortgage Finance, recommends comparing interest rate and underwriting information from a credit union, a big bank and a non-bank lender.

“There’s nothing wrong with getting a loan from a non-bank,” Cecala said. “Often, you’ll get better terms, better service and looser underwriting.

Groupon Ends Third Quarter With 49.1M Active Customers

Groupon , the daily deal website operator, reported third-quarter earnings that showed an uptick in users in the three-month period ending in September.

In a press release announcing the results on Wednesday (Nov. 1), the company said it reached 32.5 million active customers in North America as of the end of September, adding 600,000 new active customers in the third quarter alone. Active customers represent unique user accounts that have made a purchase during the trailing 12 months, either through one of Groupon’s online marketplaces or directly from a merchant, which results in the company earning a commission.

International active customers increased 200,000 during the quarter, reaching 16.6 million as of September 30, 2017. All told, the company has 49.1 million active customers.

In addition to the increase in users during the third quarter, Groupon also announced that Steve Krenzer will join the company as chief operating officer, effective immediately. In a press release in conjunction with the company’s Q3 earnings results, Groupon said Krenzer was most recently the CEO of Core Digital Media (CDM), an online direct-response advertising company and one of the internet’s largest display advertising providers. CDM’s flagship web properties include LowerMyBills.com and ClassesUSA.

Does the bible not make any sense simply because...?

one does not understand it?
Calculus doesn't make sense to me, but I would be a fool to proclaim 'Calculus is a load!'
Calculus can be proven as the bible can be proven...


I did misunderstand it! I'm glad I came back it to see that I was wrong. I hope you will accept my sincere apology as I actually agree with you. Sorry brother! I should learn to read and listen more as I ask nonbelievers to do the same.