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Advocate Mortgage Group, List of mortgage lenders Maryland

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The incredible shrinking megacity: How Los Angeles engineered a housing crisis

There is. With slightly more than 8,000 people per square mile, L.A. is less than one-third as crowded as New York City and less than half as dense as San Francisco.

And yet, L.A. is much, much closer to its residential capacity than the more compact and more populous NYC. Los Angeles has created a crisis of artificial scarcity; a burden for renters, a drain on economic growth, and an environmental disaster. The city has planned itself into a cage.

It wasn’t always this way. According to Greg Morrow, a planner and professor, Los Angeles had a residential capacity of 10 million in 1960. In the years since, that has fallen by 60 percent, as the city turned over planning responsibilities to communities. Local control led to lower densities, larger minimum lots, parking requirements and setbacks.

In Morrow’s dissertation, he neatly sums up the varied effects of four decades of community control. Poor, largely minority neighborhoods have borne the brunt of new construction. Affluent, largely white communities have effectively thrown up the gates.

Activist Florence Hagins, 67, fought for affordable housing

Florence Hagins, a mother and community activist who convinced bank presidents to increase mortgage lending in Boston’s neighborhoods of color, died Saturday March 21, 2015 at her home in Jacksonville, Florida. She was 67.

Florence transitioned from this earth to join her parents, Hazel Louise McCarthy and Carlton Robart McCarthy II, her aunt May Evelyn Diggs, and her sister Charlene McCarthy Beavers. Florence was educated in the Boston Public School system and graduated from Jamaica Plain High School.

Hagins retired in 2005 as assistant director of the Dorchester-based Massachusetts Affordable Housing Alliance. Florence worked in the health care field for 23 years before her tenure at MAHA. She was a life-long Boston resident until her retirement. She grew up in the Whittier public housing development in Roxbury and in 1991 became the first homeowner in an affordable mortgage program designed to reverse decades of redlining by area banks.

Hagins quickly became the chief advocate of the innovative mortgage plan that has now reached 18,300 low- and moderate-income first-time homebuyers across Massachusetts, half being homeowners of color.

Cannot pay mortgage have

My brother has been working with the Bank of America since July 2009 to get emergency assistance on his mortgage. He always worked and paid his bills but was diagnosed with bone cancer and cannot move around - so cannot work.

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Mattress Money Mentality: History of Yoga

The yoga you may have seen on TV or taught at your local Y or an adult education class is called hatha yoga, or physical yoga. Yoga started, as far as we know, as part of India's philosophical system, but not everyone practiced yoga, and it has never been a religion. Yoga began in India 3,000 to 4,000 years ago. Dance and stretching exercise classes usually have parts and pieces that come directly from yoga. Hatha yoga has three parts: a series of exercises. Many health professionals today feel yoga can be part of a treatment plan....