Review Mortgage Lenders

Advocate Mortgage Group

My Homeowners Advocate Reviews

A new local resource for senior homeowners

By Alain Valles, CRMP, MBA, CSA, Managing Director, Helping Hands Community Partners, Inc.

“If you give it out in slices it comes back in loaves.”

As a for-profit owner of a mortgage company, I’ve had the good fortune of arranging thousands of home purchases, refinancings, and reverse mortgages over the past 30 years.  At all times I have served as an advocate, and sometimes a cheerleader, for the people I have helped.  But there was always a nagging suspicion that my industry could do more.  That it needs to do a better job educating all potential borrowers about the purchase, refinance, and reverse mortgage process.  And, most importantly, to make sure our intent is to help people afford a home and not just buy a house.

I decided that it is time to give back.

I’m excited to announce that I am transitioning to become Managing Director of Helping Hands Community Partners, Inc., a 501(c)(3) non-profit organization.  This remarkable local group of dedicated, experienced professionals works to help people achieve and preserve the dream of homeownership.  We strive to educate, educate, educate, and then, when appropriate, arrange the most competitive mortgage financing.

ELECTIONS 4th Dist. State Rep. candidate Delia Ramirez on marijuana law, homeless youth

Community advocate Delia Ramirez was until recently the Deputy Director of the Community Renewal Society: she resigned to become one of four candidates vying to represent the 4th District to replace the retiring Cynthia Soto. Ramirez's challengers are Iris Millan, Alyx Pattison and Delia Ramirez. Windy City Times was able to talk with Shaw as well as Ramirez.

Windy City Times: What are the biggest issues your district faces?

Delia Ramirez: Stable housing. I'm talking about housing for property owners, folks that bought their homes 30-40s years ago, and are done paying the mortgage but figuring out how to pay their property taxes and all the other expenses associated with managing a home, and those that just bought, and figuring out how to cover the mortgage and property taxes. The second piece on housing is those that are rent-burdened, people who are paying far more than they have to pay in rent, spending more than half their income. Housing is one of

Cannot pay mortgage have

My brother has been working with the Bank of America since July 2009 to get emergency assistance on his mortgage. He always worked and paid his bills but was diagnosed with bone cancer and cannot move around - so cannot work.