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Aa Mortgage Group

19. History of the Mortgage Market: A Personal Narrative

Financial Theory (ECON 251) Professor Geanakoplos explains how, as a mathematical economist, he became interested in the practical world of ...

AM Best Affirms Credit Ratings of Principal Financial Group, Inc. and Its Subsidiaries

)-- A.M. Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa-” of Principal Life Insurance Company and Principal National Life Insurance Company . Both are life insurance operating companies of Principal Financial Group, Inc. (PFG) [Nasdaq: PFG].These companies are collectively referred to as Principal and are headquartered in Des Moines, IA. Concurrently, A.M. Best has affirmed the Long-Term ICR of “a-” of PFG, as well as the group’s existing Long- and Short-Term Issue Credit Ratings (Long-Term IR; Short-Term IR). The outlook of these Credit Ratings (ratings) is stable.

The ratings reflect Principal’s balance sheet strength, which A.M. Best categorizes as very strong, as well as its favorable operating performance, favorable business profile and appropriate enterprise risk management. Principal’s risk-adjusted capitalization is considered very strong and favorable relative to similarly rated peers as of year-end 2017. Additionally, the organization’s financial leverage of 19.6% and interest coverage of over 12 times remain appropriate for its current rating. The company manages a well-diversified investment portfolio of public and private corporate bonds, structured securities and commercial mortgage loans, with a strategy that has been relatively consistent over the past few years. However, Principal currently maintains a somewhat elevated exposure to higher risk assets, which are predominantly real-estate related assets and lower-rated bonds, though liquidity metrics remain more than adequate for the organization.

Group sues Suffolk over 'hidden tax' mortgage fees

The group "Government Justice Center" has filed a class-action lawsuit against Suffolk County that seeks to repeal mortgage recording fees and refund those who have paid them.

Elizabeth Cella, of Melville, is one of five homeowners involved in the lawsuit. She recently paid off her home equity loan and then got a bill for $550 to be paid to the county. Cella says she has no intention of paying the bill. 

Cella took out that home equity loan about 10 years ago to buy a car. She says at the time, there was no mention of any county mortgage recording fee. 

"When something doesn't strike me right, I have to go after it and I did – step by step," she says. 

News 12 has reported that Suffolk County didn't raise the general taxes this year, but added a $300 mortgage recording fee and increased a tax map verification fee from $60 to $200. 

That fee applies to all types of mortgages. It's paid when the mortgage or home-equity loan is taken out and when it's paid off. 

My family is so messy and my house and yard is so ugly I'm ashamed - please help?

My house is super old with wood siding that looks horrible. My yard is all weeds, no grass, and I've tried to help keep it up. Inside, the house is so ugly and messy. There's no where to put anything.

If you have relatives (who are older) talk to them and see if they can be an influence on your parents.

If not, then I would say find someone that they do talk to and will listen to and tell them about the situation.