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New mortgage regulations make it tougher to secure a home loan.
http://www.kvoa.com/news/new-mortgage-regulations-make-it-tougher-to-secure-a-home-loan-/
Randy Hotchkiss of the Southern Arizona Mortgage Lenders Association says before the real estate bubble burst it was pretty easy for people to get a loan for a home they couldn't really afford. "The put very little down, zero equity, the value now has

Switzerland doubles mortgage-risk buffer for banks
http://azdailysun.com/business/switzerland-doubles-mortgage-risk-buffer-for-banks/article_3d50e3fd-2cf5-525f-a0fb-1ef457ee0842.html
. Saved. Save Article; My Saved The Swiss Bankers Association said it's disappointed by the decision saying the capital cushion isn't an effective way of controlling property prices. Copyright 2014

US home sales edged up 1 percent in December
http://azdailysun.com/business/us-home-sales-edged-up-percent-in-december/article_141a547b-ec56-56f5-bf0a-df27ad55379f.html
Yun expects sales will remain around the 2013 level of 5.09 million in 2014 as such factors as tighter mortgage lending standards and limited inventories impede further progress in the housing market. But other forecasters are more optimistic. Patrick

Starwood Property Trust, Inc. (STWD): Starwood Spin-Off Deadline Spurs Single ...
http://seekingalpha.com/article/1959531-starwood-spin-off-deadline-spurs-single-family-housing-opportunity?source=feed
Management has expansion plans in place to pursue property acquisitions in seven additional states through 2014, including Arizona, California, Colorado, Georgia, Illinois, Nevada and North Carolina. As of November 30, 2013, the business had contracted

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