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Carteret Mortgage

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Local banks stepped up to the plate during the shutdown | TheHill

As policymakers negotiate a long-term funding deal ahead of their Feb. 15 deadline, they should remember these proactive community bank efforts as they advance financial services policies during the 116th Congress.

As relationship-based bankers fully vested in the success of their local communities, community banks know their customers personally and stand with them in good times and bad.

Community bankers worked hand-in-hand with customers in the aftermath of the 2008 financial crisis and have led recovery efforts following countless floods, tornadoes, earthquakes and other natural disasters from coast to coast.

So while larger, transaction-based financial firms might know their customers only as account numbers, community banks were well-equipped to help customers and families affected by the longest government shutdown in U.S. history.

In the nation’s capital region — home to many of the 800,000 federal workers and more than 1 million federal contractors who missed paychecks because of the shutdown — community banks acted quickly.

HomeTrust Bancshares Inc. (HTBI)'s Financial Results Comparing With BCB Bancorp Inc. (NASDAQ:BCBP)

For the past year HomeTrust Bancshares Inc.’s stock price has smaller decline than BCB Bancorp Inc.


On 11 of the 14 factors HomeTrust Bancshares Inc. beats BCB Bancorp Inc.

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products. Its deposit products consist of savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The companyÂ’s loan portfolio comprises retail consumer loans, such as one-to-four-family residential property lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans, including commercial real estate lending, construction and development lending, and commercial and industrial loans. It also provides ground and equipment lease financing to fire departments. As of June 30, 2017, the company operated 42 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

carteret mortgage?

I've heard of them. I've been in mortgage banking for 10 years now.

The branch offices are primarily a form of franchise, where each is independently managed and run.