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Mojo - January 2014
Mojo - January 2014 If Ohio enacts the bill, it will join a number of other states that have done so in the last year: Arkansas, Colorado, Florida, and Illinois. He "would do well to take time from his fundraising schedule to meet with families in District One and

People in Business for Jan. 19, 2014
He'll provide support and direction to real estate lenders and their assistants in the Livingston, Helena and Bozeman markets. Hennessy has more than 20 years experience in mortgage lending and joined First Interstate two years ago as secondary market 

Will Obama push housing reform in SOTU Not expected this year, but ...
'We would welcome the White House's engagement in the GSE debate, particularly on the issue of bringing private capital back to the secondary mortgage market through ideas such as up front risk sharing,' said Dave Stevens, head of the Mortgage Bankers

New Loan Safeguards Leave Path for Higher-Risk Borrowers
A "For Sale" sign stands in the yard of a single family home in Denver, Colorado. The Read More. A "For Sale" Now, as regulators tighten mortgage rules and big banks resist lending to riskier middle-income Americans, HFAs across the U.S. are

Foreclosed Homes for Sale Perto Rico Vega Baja Casas Reposeidas Vega Baja FNMA Foreclosed Home #P090655. This is a home located in a great area and community. Off state road #2 ...

Romer: Let's define what we mean by 'workforce housing'

Another approach is to create new housing for the additional employees and their families who fill these jobs. According to Colorado Office of State Demography projections, these new households are anticipated to live more often in midvalley and downvalley markets, adding to the eastbound morning commute pattern. These assumptions align with recent growth patterns and future opportunities, and policymakers are poised to make decisions that can influence the course of future housing growth.

The Northwest Colorado Council of Governments and Colorado Association of Ski Towns recently published a comprehensive report on workforce housing initiatives around our region. There are a few key themes in the report that are insightful in helping define workforce housing. Our communities need to be places where you can live, work, raise a family, start a business and retire. Preserving livability requires housing to stay affordable for as many as possible.

Housing near jobs is also environmentally friendly, yet some embrace the outdated notion that being an environmentalist means protecting the mountains and rivers but rejecting infill housing — which means people have to live further away and commute to jobs, thereby contributing to greenhouse gas emissions. Being focused on sustainability requires an emphasis on economic and social sustainability as well as environmental sustainability.

How to Buy a Tiny House: A Miniguide to Going Small

How do you finance a tiny house?

"If the home is on a foundation, you can use a traditional lender just like any other home," Hawkins explains. But securing financing for a tiny home isn't as straightforward as some buyers might expect.

While traditional lenders are willing to loan hundreds of thousands for a sizable home, they're often reluctant to lend to tiny-home buyers. The problem is the appraisal: Unless you live in an area with an abundance of tiny homes, there aren't usually enough comparable properties nearby for the appraiser to determine the house's value. No appraisal, no loan.

If you're committed to tiny-home living and curious about financing alternatives, you have a few options:

A personal loan:  Tiny homes on wheels are considered personal property, which may relegate you to a personal unsecured loan (a regular home mortgage, on the other hand, is a secured loan where you provide your house as collateral if you default on paying
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