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Holidays not the only factor in consumers' massive debt struggles
http://www.observer-reporter.com/article/20140125/NEWS01/140129501
According to the website nerdwallet.com, the average U.S. household (including those that are deeply indebted) owes $15,270 on credit cards; $149,925 on its mortgage; and $32,258 in student loans. That's $197,453 per household in any “It's more

West Bank earnings rise 9.8% despite drop in mortgage fees
http://www.desmoinesregister.com/article/20140125/BUSINESS08/301250062/0/NEWS21/?odyssey=nav%7Chead
West Bancorporation Inc., the parent company of West Bank, overcame a steep drop in mortgage origination fees in the fourth quarter by expanding its loan portfolio and trimming the amount of money it sets aside for bad loans. The Texas ratio, a

Thunderbird community split by school's plan
http://www.azcentral.com/business/news/articles/20140125thunderbird-school-split-alumni.html
Thunderbird community split by school's plan What brought Thunderbird to this crossroad was an extended period of financial struggles, with losses in nine of the past 12 fiscal years and debt in the form of the $25 million mortgage. For most of its “The alumni weren't fully informed,” said

STATE OF UNION TO STRESS 'OPPORTUNITY' over 'inequality ...
http://www.politico.com/playbook/0114/playbook12812.html
PRESS SUDDENLY BULLISH ON IMMIGRATION: WashPost 2-col. lead, “House GOP may move on reform of immigration: WHITE HOUSE HOPES TO STRIKE A DEAL – Boehner will outline principles for party's caucus” … that President Obama is engaging in 'class

Bad Credit Mortgage Lenders

www.lendinguniverse.com Bad Credit Mortgage lenders provide financing and hard money loans refinancing nationwide. This story demonstrates the ...

Khraish Khraish: Hero or Villain in West Dallas' Affordable Housing Drama?

Khraish Khraish — he whose first name is the same as his last — has become the great binary mystery of Dallas. This 41-year-old West Dallas businessman is either the city’s greatest hero, savior of the poor and architect of a better tomorrow for all, or he is a duplicitous trickster, mocking the city with fiendish schemes, plotting ruin for others while he enriches himself.

It’s a puzzle, really, about who can be trusted to help the poor. Can a profit-seeker in the private sector ever do anything altruistic, or is altruism the exclusive province of elected officials and nonprofit do-gooders? It’s a hard question that tends to shove people violently to one side or the other.

Born in London, product of the prestigious and private Greenhill School in Dallas, and owner of multiple graduate business degrees from the University of Texas, Khraish stands now on a truly precarious line in the pantheon of Dallas’ public figures: He's either the greatest thing since sliced bread, or he’s the worst.

My fiancé postponed our wedding, secretly bought a house—and told me I could pay rent

I have very good credit. He knows this. I thought my credit could have helped us. Would it have? I even offered to sell some of my stocks to help with a down payment. I may have never owned a home or made a substantial amount of money, but my credit is good. I wanted to enter marriage first and then buy a home together, not have him do this all solo and spring it on me. I wanted skin-in-the-game, so to speak, so I feel like we both have ownership and a part in this marriage.

Don’t miss: My sister took care of our mother for 10 years — shouldn’t she be entitled to her house?

Is it a good idea to enter into a marriage like this? Is he just trying to take advantage of my naiveté? I understand I would not have any rights to the property, even if we got married, is that true? This house is in Winthrop Harbor, Ill. I wanted him to look at houses right over the border in Pleasant Prairie, Wis. because the taxes are substantially lower. He insisted no. I thought it odd because he is always about saving money, especially in taxes. My suspicion is that it is differs in property rights somehow. Does it? What benefits is he getting from all of this?

Credit Check on Spouse Home Mortgage in TX?

Hello,

My husband and I live in Texas and recently decided to make a home purchase. He became pre-approved with them only running him, since I have no income and bad credit (stupid decisions in my youth that I am still working on fixing).


I would not worry about it.
The lender may have your name but they do not have your social security number. They obviously cannot run your credit without it.