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Holidays not the only factor in consumers' massive debt struggles
http://www.observer-reporter.com/article/20140125/NEWS01/140129501
According to the website nerdwallet.com, the average U.S. household (including those that are deeply indebted) owes $15,270 on credit cards; $149,925 on its mortgage; and $32,258 in student loans. That's $197,453 per household in any “It's more

West Bank earnings rise 9.8% despite drop in mortgage fees
http://www.desmoinesregister.com/article/20140125/BUSINESS08/301250062/0/NEWS21/?odyssey=nav%7Chead
West Bancorporation Inc., the parent company of West Bank, overcame a steep drop in mortgage origination fees in the fourth quarter by expanding its loan portfolio and trimming the amount of money it sets aside for bad loans. The Texas ratio, a

Thunderbird community split by school's plan
http://www.azcentral.com/business/news/articles/20140125thunderbird-school-split-alumni.html
Thunderbird community split by school's plan What brought Thunderbird to this crossroad was an extended period of financial struggles, with losses in nine of the past 12 fiscal years and debt in the form of the $25 million mortgage. For most of its “The alumni weren't fully informed,” said

STATE OF UNION TO STRESS 'OPPORTUNITY' over 'inequality ...
http://www.politico.com/playbook/0114/playbook12812.html
PRESS SUDDENLY BULLISH ON IMMIGRATION: WashPost 2-col. lead, “House GOP may move on reform of immigration: WHITE HOUSE HOPES TO STRIKE A DEAL – Boehner will outline principles for party's caucus” … that President Obama is engaging in 'class

Bad Credit Mortgage Lenders

www.lendinguniverse.com Bad Credit Mortgage lenders provide financing and hard money loans refinancing nationwide. This story demonstrates the ...

Why you should freeze your child's credit

What hasn’t changed, unfortunately, is the difficulty of getting a credit freeze for someone younger than 18. Sometimes it’s impossible, depending on where you live.

Credit freezes allow you to restrict access to your credit reports, preventing identity thieves from opening new, fraudulent accounts in your name. Credit freezes have been available to U.S. adults since 2007.

Children, however, typically aren’t supposed to have credit reports. If they do, someone has probably stolen their identity. All three major credit bureaus allow parents to freeze credit reports when a child’s identity has been used by a thief.

Many states, though, don’t require the bureaus to offer credit freezes if a child’s identity hasn’t already been compromised. That could change: A Senate-approved bill to loosen Dodd-Frank banking regulations includes a clause that would require credit bureaus to create files for those under 18 at a parent’s request. Once a file is created, it can be frozen.

Lord Spare Us, Could Ben Carson Be Right About Something? Anything?

But that very irritating voice of doubt whispers that there may be at least a thin thread of truth in what he says about homeownership, and, even worse, I am worried that we may be seeing some proof of it right under our noses, here in Dallas. (Excuse me, I have to go shoot myself now.)

At a housing forum a year ago in Washington, Carson said, “Our Founding Fathers linked property with happiness and life itself. It is the essence of freedom, a stake in the city and the political system. They saw that homeownership was as vital as commerce, trade and community.”

OK, first off, a bit of qualification on that: I did a quick senility check on myself last week by word-searching the Declaration of Independence and the Constitution of the United States to make sure I’m still right, and I am: The term homeownership does not appear. The term property shows up in the Bill of Rights a couple of times having to do with due process and eminent domain.

Credit Check on Spouse Home Mortgage in TX?

Hello,

My husband and I live in Texas and recently decided to make a home purchase. He became pre-approved with them only running him, since I have no income and bad credit (stupid decisions in my youth that I am still working on fixing).


I would not worry about it.
The lender may have your name but they do not have your social security number. They obviously cannot run your credit without it.