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Four Star Mortgage

West Valley City's $30 Million Hotel

with the private sector. If the market demanded a four-star hotel in West Valley City, the market would build a four-star hotel." VOICE-OVER ...

Local mortgage lender celebrating 25 years

Staff Report

In 1993, the computer had a 3.5-inch floppy drive. Mortgage rates were 7.375 percent for a 30-year fixed loan. Lenders distributed rate sheets by fax, and loan applications were handwritten on triplicate forms.  Communications were by pager and phone card.

That was 25 years ago, when David Brown started his mortgage lending career with GMAC Mortgage in the Santa Ynez Valley.  During his four years with GMAC, he became vice president and broker of record for the department of real estate, overseeing new loans in the Santa Barbara area and more than 200 licensed agents in California.

Now, in his silver anniversary in the lending business, Brown operates a local branch office of HighTechLending and hosts a weekly radio program on KSMA 1240AM called the Credit Connection, a show about financial topics and financial literacy. Several of his industry articles have been cited by national media outlets, including NBC, FOX, CBS and ABC.

“GMAC Mortgage was a lot of fun and I learned a lot.  They had a great training program and I still keep in touch with my original manager,” Brown said. “I was on the charitable giving foundation for the company and able to bring a significant amount of donations to our local nonprofits.

New options open for homeowners seeking a reverse mortgage


What social class am I?

Hey I was wondering if you could help me out, I've always wondered what my families social class is.

Bloody Brit obsession with class, the bane of this country.
You are middle class.