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Northeast Ohio mortgage lenders 'scrambling' to meet federal deadline
Local mortgage lenders are ringing in 2014 with staff training and system changes so they are ready for this Friday, Jan. 10, when a federal rule goes into effect that requires them to assess whether a borrower can repay a home loan and offers them

Is It Ever Wise to Make Early Withdrawals From Your 401(k)?
Most companies match an employee's contributions, dollar for dollar, up to a certain percentage. As of 2013, the most that an But what if real-life needs intrude - such as mortgage payments, or a child's college education or credit card debts - and

Mojo - January 2014
Mojo - January 2014 Last summer, when Ariel Castro was on trial in Ohio for kidnapping, sexual assault, and murder, he made an unusual request to the judge: He wanted parental rights to visit the six-year-old daughter he had conceived through rape. Given the magnitude of

The bank was among the major lenders that sold mortgage-backed securities that plunged in value when the housing market collapsed in 2006 and 2007. This month, the bank reached an agreement to pay $1.7 billion to settle criminal charges stemming from 

Warren Youngstown Ohio Mortgage Lenders Brokers Home Loan

If you're looking for a mortgage lender, broker, or home loans in Warren or Youngstown Ohio, this video is for you! Don't apply for a loan ...

Consumer agency will not take action against Zillow

In a move with potentially significant implications for consumers, realty agents and lenders, the Trump administration has decided not to take legal action against online realty giant Zillow under federal anti-kickback and deceptive-practices rules.

The decision represents a departure from the direction the Consumer Financial Protection Bureau appeared to be headed under its previous director, Richard Cordray, an Obama appointee who resigned last November to run for governor of Ohio.

Rick Mulvaney, the CFBP’s acting director appointed by President Trump, simultaneously serves as director of the White House Office of Management and Budget. Mulvaney has promised to bring a more business-friendly approach to the bureau’s enforcement activities in the financial arena. Cordray, by contrast, aggressively sued or obtained settlements from banks, mortgage companies, title companies and other businesses, and he obtained an estimated $12 billion in fines and consumer restitutions.

Ohio Senate must not delay going after payday lenders |

Ten years ago, Ohio voters expressed their disdain for the predatory payday lending industry by reaffirming a state law that restricts the annual interest rate for payday loans to no more than 28 percent.

But the decade has not given the most economically vulnerable residents the break they deserve. That’s because the lenders have circumvented the law by doing business under the Mortgage Loan Act. As a result, they have continued to charge 500 percent interest rates and have been able to demand repayment in one lump sum.

Thus, the more than 600 payday lending stores in Ohio – there are about three dozen in the Mahoning Valley – have been rolling in the dough.

There has been a lot of talk by many people in and out of government about the need to close the loophole in the state law, but nothing was done.

what mortgage lenders are most flexible in cincinnati ohio?

My mother is on a fixed income of only 610 per month on top of that she has a credit score of only 560 she lives in a mobile home that is very dangerous , mold, electrical problems, holes, etc.

her income isnt the problem, i assume since shes on a fixed income its social secuity which can be "grossed up" to 125% which = $762.

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