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Hancock Mortgage Welcomes Scott Swinford, Branch Manager

Crown Point, IN, August 22, 2018 --( )-- Hancock Mortgage Partners, LLC is happy to announce the opening of their new Crown Point, IN location and the addition of Scott Swinford as the branch manager. The new office was opened in May of this year and is located at 10971 Four Seasons Place, Suite 104-B. It is a short distance outside the gated community of Lakes of the Four Seasons, in the community of Winfield near the Lake and Porter County line.

Scott believes the expertise and professionalism of the staff at Hancock Mortgage Partners sets the company apart from its competitors. They are dedicated to ensuring their customers satisfaction throughout the life of the loan. "Choosing to finance your biggest investment through Hancock Mortgage Partners not only means that you will receive the best service and the best loan for your current financial needs, but also a lifetime relationship and guidance to meet your future real estate finance goals," says Scott.

"I take pride in serving all my clients as an educator and an advocate, and have a special calling to assist our veterans and service members." He takes the time to listen to his clients wants and needs, and then provides advice on how to best achieve their financial objectives.

Signs point to mortgage rates rising, making home-buying more expensive

For much of the summer, mortgage rates barely budged. Because rates tend to follow the movement of long-term bonds, particularly the 10-year Treasury, they had hovered in a narrow band.

Then this week, the yield on the 10-year Treasury started creeping up toward the 3 percent threshold. It climbed to 2.96 percent Monday before retreating the past two days. It closed at 2.94 percent Wednesday. Yields on long-term bonds went up after President Trump suggested the Federal Reserve’s strategy of raising rates could hurt the economy.

At the moment, the Fed’s proposed rate hikes are pushing bonds in one direction, while trade tensions are pulling them in another.

“Mortgage rates increased early this week, erasing the past month of gradual declines,” said Aaron Terrazas, senior economist at Zillow . “The combination of a new round of trade tensions between the U.S. and China, comments from several Federal Reserve officials and the shifting monetary policy outlook in Japan all contributed to the trend. Q2 GDP data due Friday are the most important economic data to watch, as markets aren’t expecting any changes to the interest rate policy from the [Federal Open Market Committee’s] meeting next week.”

Can I add equal share partner of 4 years to my mortgage retroactively?

We have been paying equal share of the mortgage since early 2008. We just have been lazy and forgetful about adding him on. Is there a way to add him so that he can be on there from day one?

Unless the lenders do things VERY differently in Canada, no you cannot add someone onto a mortgage retroactively. What would be the point?

You can certainly refinance in both your names now.