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Government shutdown and mortgage news: Things just got tougher for mortgage applicants | Mortgage Rates, Mortgage News and Strategy

This is an update to an article published a few days ago about the government shutdown and mortgage applications. Fannie Mae just released new guidelines, and we’re breaking them down for you here.

Check today's government mortgage rates (Jan 21st, 2019) New reserve requirements

The government shutdown has entered its fourth week. And now the FHFA worries that borrowers won’t be able to pay their mortgages. These new guidelines apply to ALL applicants, not just government employees.

According to Fannie Me:

“With the shutdown extending for a longer period of time, we are concerned about the impact that continued income interruption may have on borrowers’ ability to meet their mortgage payment and other monthly obligations.

“In light of this,” the agency states, “We are imposing a minimum reserves requirement, which serves as a compensating factor to offset the risk associated with the interruption of income.

Farmers risk loss of federal payments, loans, from shutdown

WASHINGTON — The end of 2018 seemed to signal good things to come for America’s farmers. Fresh off the passage of the farm bill, which reauthorized agriculture, conservation and safety net programs, the Agriculture Department last week announced a second round of direct payments to growers hardest hit by President Donald Trump’s trade war with China.

Then parts of the government shut down.

The USDA in a statement issued last week assured farmers that checks would continue to go out during the first week of the shutdown. But direct payments for farmers who haven’t certified production, as well as farm loans and disaster assistance programs, will be put on hold beginning next week, and won’t start up again until the government reopens.

There is little chance of the government shutdown ending soon. Trump and Congress are no closer to reaching a deal over his demand for border wall money, and both sides say the impasse could drag well into January.

hi friend will get home loans(mortgage) from banks with certified copy of original sale deed of my house?

With certified copy of Document, Banks will not give loan.