Review Mortgage Lenders

Cfic Mortgage

CFIC Bob 1

This is the first of several short Bob animations that I created for a corporate presentation. They emulate the Enzyte commercials of recent years.

Enthusiasm for home mortgage business leads Wichitan to open own office

Open Mortgage is Gonzales’ second home mortgage branch. In 2004, he started a branch of Florida-based CFIC Home Mortgage. Despite making “every mistake you could,” he said, he built up a sales force of 20 people before getting an email one day in 2008 saying that the company was immediately shutting down.

“It was kind of a blessing in disguise,” said Gonzales, who said he had been too busy managing employees to deal with clients. “I like actually working with the consumer.”

Gonzales started the Open Mortgage branch soon after CFIC closed. He hopes to grow it from a handful of employees in a way that allows him to continue working directly with clients.

“We kind of want ourselves to be the brand and build support behind us,” Tammy Gonzales said. “That’s what he excels at.”

Referrals from Realtors and past customers are the biggest sources of business, she added.

The latest challenge the couple faces is competition from online lenders such as Quicken Loans, which command the biggest share of the market. While Open Mortgage’s website includes application forms, Gonzales said most of his clients “want to come in and talk to a live person.

How to keep your money safe: stay away from “interesting” investments

The big technology companies are on the edge of a whole new world – one in which they are on the run from public opinion and from politics. That doesn’t mean that the things they do aren’t wonderful, thrilling, innovative and life changing for all of us. It does mean there is a pile of unpriced-in headwinds about to hit this very expensive sector , in terms of tax and regulation.

With that in mind, I have been re-reading a section from the 2015 Credit Suisse Investment Returns Yearbook. In it, Elroy Dimson, Paul Marsh and Mike Staunton of London Business School look at how investors should think about the long-term industry weightings in their portfolios.

The first thing to note is obvious (but also often forgotten). The period in which we live is not as special as we like to think it is. Periods of extreme technological advance are perfectly normal. In 1900, “virtually no one had driven a car, made a phone call, used electric lighting, seen a movie or heard recorded music; no one had flown in an aircraft, listened to the radio, watched TV, used a computer, sent an email or used a smartphone. There were no X-rays, body scans, DNA tests or transplants, and no one had ever taken an antibiotic.”

How to verify a mortgage lender license?


Go to http://www.corp.ca.gov/fsd/fsdfaq.htm#6 they should have a link for it.