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Why is taking out an Aussie Personal Loan a Smart Choice?

We ask John Symond why taking out an Aussie Personal Loan is a smarter choice for managing larger loan amounts than common alternatives such as a ...

Bills likely to look to free agency and draft for quarterback

However, when it comes to getting a quarterback with more experience than the one they have, Nathan Peterman, other free-agent options appear in play.

One that could be the most attractive is Case Keenum, who did an impressive job of leading the Minnesota Vikings to the NFC Championship Game. He's a smart, efficient passer who could give the Bills a steady answer for the foreseeable future, even if they do the expected and bring a rookie on board.

Keenum's price tag doesn't figure to be quite as high as that of Cousins, who is thought to be in line for a massive deal from the Vikings.

Minnesota's other two quarterbacks, Sam Bradford and Teddy Bridgewater, have significant health concerns that would figure to be a turn-off for the Bills, as well as other QB-needy teams.

AJ McCarron, of the Cincinnati Bengals, could be a short-term answer. But his limited body of work limits how attractive he'd be, even for a season.

Other bridge possibilities are Derek Anderson, of the Carolina Panthers (with obvious ties to Bills coach Sean McDermott, the Panthers' former defensive coordinator, and Beane, the Panthers' former assistant GM) and Josh McCown, a well-traveled veteran who had an impressive season with the New York Jets in 2017.

3 ways the new tax law could make being a landlord more profitable

Here are highlights of the changes that are likely to have the greatest impact.

1.Keep More of the Money You Earn (if You're an LLC)

The new tax law offers a pretty cool win for landlords who operate as LLCs. It allows them to pay taxes on less of their income, which effectively lowers their tax rate. To take advantage of this benefit, though, you have to file as an LLC once you buy property and start renting. But that's a smart choice for many reasons. For example, it can also help lower your exposure to liability.

The Nitty-Gritty

Here are the specifics:

LLCs can now deduct 20 percent of qualified business income. In other words, if you operate as an LLC, you may be eligible to pay taxes on just 80 percent of the total amount you earn from rent.

LLCs are pass-through entities, meaning the income generated by an LLC flows directly to its owner's personal tax return. If an individual is in, say, a 37 percent federal tax bracket with

Can I still Refinance If I'm Self Employed? I have an Option ARM mortgage and am afriad of rising rates!?

I JUST started my own business and bought a new house and between the two I'm kinda broke. Started the business about 6 months ago and I've been moved in here now for about 12 weeks now.

First of all, don't worry about your ARM going up unless you are getting close to the adjustment date. If you have a 3-year ARM and you just go it, you have 3 years to not worry. Make sure you understand the terms and dates of your ARM.

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