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Sales of Previously Owned US Homes Rose in December (Correct)
At Regions Financial Corp. in Birmingham, Alabama, mortgage production fell last year even as overall lending increased $4.5 billion, about 8 percent, as people took advantage of low interest rates earlier in 2013. “Consumer balance sheets are

Greystone Opens Birmingham, Alabama Office to Serve Lending Demand in ...
NEW YORK — Greystone, a leading national provider of multifamily and healthcare mortgage loans, today announced that it has expanded its footprint in the Southern U.S. with the opening of a new office in Birmingham, Alabama. Under the guidance of 

Greystone real estate lender opens Birmingham-area office
BIRMINGHAM, Alabama – New York-based Greystone has established a Birmingham-area office for its apartment and healthcare mortgage loan operations. Greystone said the new office will give the company an expanded footprint in the South and 

Timothy Ladin Joins DailyDAC LLC
DailyDAC ( provides subscribers, most of whom are private equity and family office professionals, with actionable intelligence regarding opportunities to purchase and invest in private companies. Financial Poise (http://www

Commercial Mortgage Loans in BIRMINGHAM, ALABAMA Find and compare hundreds commercial mortgage loans in BIRMINGHAM, ALABAMA. LendingUniverse - Real Estate Brokers ...

5 Ways To Pay For College

Total student debt in America is more than $1.3 trillion. This massive debt load threatens the ability of recent and future graduates to reach their goals of home ownership and economic independence.

How can you successfully get your children through college without subjecting them to suffocating debt obligations? You may not be able to escape completely debt-free, but here are five ways to lighten the load of student debt as much as possible.

1. Start Saving Early You can't beat the preemptive approach. Use the power of compound interest and start saving as early as possible for your child's education. Don't wait until the junior high or high school years establish your fund before he or she starts grade school. Put away whatever you can afford every week/month, because even a small amount makes a big difference over ten to fifteen years.

Look into specific programs such as 529 savings programs that have tax advantages and are designed specifically for higher education purposes. States offer 529 plans, but you can choose to invest in any state's plan whether or not you live there or your child's college destination is located there.

Defect Risk Continues to Climb - DSNews

The overall risk of loan defects is rising, according to First American ’s Loan Application Defect Index released today. June marked the seventh straight month the risk has increased.

According to the Index, the frequency of defects, misrepresentation, and fraudulence on mortgage loan applications rose 1.2 percent in June and 16.7 percent over the year.

Broken down by loan type, defects on refinance loans jumped 2.9 percent for the month and 16.7 percent for the year, while defects on purchase loans rose 1.1 percent and 13.8 percent, respectively.

According to Mark Fleming, Chief Economist at First American, the rise is due to higher mortgage rates and low inventory.

“Following seven straight months of increases, the Loan Application Defect Index is now at the same level as almost two years ago in July 2015,” Fleming said. “The market shift toward more purchase mortgages, coupled with rising rates and tight inventory, is generating the consistent upward trend in defect risk. Purchase transactions are inherently more at risk of defects, fraud, and misrepresentation, and the pressures resulting from one of the strongest sellers’ markets in recent memory compounds the risk of an error on a loan application.”