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Craig Steven Lyle
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Following two decades of work in the retail and wholesale mortgage industry, Craig joined the CMG Mortgage Insurance Company in 2007 as Account Executive for the Northwest Territory. His work required frequent travel in Alaska, Idaho, Montana, Oregon, 

Servicing Continues to Hit the Markets; Chase, Wells, Stonegate Earnings ...
http://www.mortgagenewsdaily.com/channels/pipelinepress/01142014-mortgage-servicing-counseling.aspx
The FHA's overall delinquency rate is stubbornly high, notwithstanding the declining unemployment rate, the multiyear addition of what it describes as lower-risk loans to its insurance book, and the sale in 2013 of a substantial number of delinquent

STEPS to Home Ownership. Mortgage Banking Expert!

Janet Wright worked in the mortgage banking industry for over 28 years. Right now we're in a buyers market and consumers must be aware of the ...

Charter creep concerns resurface in Freddie's new risk-sharing pilot

"This arrangement encourages additional participants and capital to support first-loss exposure in mortgages," Arch Capital said in a March 13 press release. "The high quality panel of (re)insurers will competitively bid, through a transparent process, to provide, over the long term, lower cost mortgage insurance for borrowers."

The GSE maintains the pilot doesn't exceed the boundaries of its federal charter.

"We believe IMAGIN will provide numerous benefits — to borrowers, lenders and the U.S. taxpayer. However, it's important to note that the traditional MI structure remains an important tool for Freddie Mac and the industry to provide access to credit for qualified borrowers with low down payments," Wandler said.

But others are not so sure.

IMAGIN "totally violates the spirit of the charter. There is not any public information about what the capital requirements are going to be and what the standards are," Lindsey Johnson, president and executive director of USMI, said in an interview. The trade group represents all of the industry's private mortgage insurers, except Arch.

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