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Property Transactions for Jan. 26
http://www.timesleader.com/news/local/1136109/Property-Transactions-for-Jan.-26
End Blvd., Bear Creek Township, $105,000. • Deutsche Bank National Trust Company, Ameriquest Mortgage Securities Inc. and Homeward Residential Inc. to Nicholas E. Belfino and Christine S. Giuliano, 55 Kingswood Drive, Dallas Township, $140,899.

Reverse-Mortgage Rule Changes Draw Professor to the Business
http://www.businessweek.com/articles/2014-01-23/reverse-mortgage-rule-changes-draw-professor-to-the-business
Columbia Business School professor Christopher Mayer is so sure reverse mortgages can be a cornerstone of responsible retirement planning that he's gone into the business. “It's an enormous underserved market,” says Mayer, who is teaching fewer 

A snapshot of 2013 activities in the Sheriff's Office
http://www.walkermn.com/opinion/article_919eeca0-8537-11e3-9f9c-001a4bcf887a.html
Minnesota TZD is the state's cornerstone traffic safety program, employing an interdisciplinary approach to reducing traffic crashes, injuries and deaths on Minnesota roads. The TZD program uses data to target areas for improvement and employ proven

Prospectus offers peek at Amalfi mortgage
http://www.marinacityonline.com/news/mortgage0123.htm
Prospectus offers peek at Amalfi mortgage The previous owner, Cornerstone Real Estate Advisors, LLC, paid $50 million for the Amalfi in 2007. The hotel struggled during the recession and missed payments on a $37 million mortgage. It was less of a struggle in 2010 after the loan was restructured.

Cornerstone Mortgage Group Part 1 of 3 2009 Mortgage Market Forecast

Cornerstone Mortgage Group presents a 2009 mortgage market forecast on there prediction of how the next 2009 year will turn out. Hosted by Michael ...

What is the Standard Deduction For 2017?

What is the standard deduction?

In a nutshell, you have two main choices when it comes to tax deductions. You can choose to itemize your deductions, which means to add up the dollar value of each tax deduction you're entitled to. Alternatively, you could go the simpler route and claim the standard deduction, which is the amount of income every taxpayer is entitled to exclude from their taxable income.

It's also worth mentioning that some tax deductions can be taken regardless of whether you itemize or choose to take the standard deduction. Known as "adjustments to income," or "above-the-line" deductions, these include such potentially lucrative tax breaks as:

Traditional IRA contributions Student loan interest Tuition and fees Moving expenses Educator expenses Alimony paid

You can read more about each of these deductions  here , but the point is that you can take the standard deduction and still use these.

Hispanic Homeownership Rate Increases For Second Consecutive ...

In December, Trulia released its first post-election survey results that uncovered Americans’ waning belief in homeownership as the cornerstone of “The American Dream.” The number of Americans who said becoming homeowners was a goal dropped 3 percentage points to 72 percent — the first time that’s happened in the past five years of Trulia’s survey-taking.

That’s not terribly surprising — the National Association of Realtors has consistently lamented over the 50-year homeownership lows, warning that they could drop even lower due to the lack of affordable housing , tight inventory and other economic strains, such as student loans and low wages.

These factors have especially impacted homeownership rates for low-income and communities of color — except for one.

According to the National Association of Hispanic Real Estate Professionals (NAHREP), the Hispanic homeownership rate has increased for two years in a row to a rate of 46 percent. This is in conjunction with an increase of 300,000 in net household formations.

What Mortgage Lenders/Banks should I avoid?

We're buying our first home. I'm checking rates at Bankrate and finding a lot of choices. I'm tempted to apply to the lowest APR. Should I be avoiding any of these companies listed below? My credit union has a much higher rate than any of these.


Quicken, Everbank, and Compass are names I know.

But... be careful - they are pushers of things that are Evil.
They will try to scam you into variable loans, ARMs, 5/1's, 5/5's.