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Focus Bank - News

Focus Business Bank's Founding Chairman Retires
The $300 million-asset bank said in a press release Friday that Theodore Biagini, 73, had been chairman since its January 2007 opening. "I have enjoyed my long association with the bank from its organizational period through the end of its seven year 

Momentum Stocks in Focus - Bank of America Corp (NYSE:BAC), Sirius XM ...
Bank of America is a financial institution, serving individual consumers, small and middle market businesses, corporations and Governments with a range of banking, investing, asset management and other financial and risk management products and 

Kintampo Rural Bank To Shift Focus To Agric Sector
Kintampo Rural Bank To Shift Focus To Agric Sector Kintampo Rural Bank Limited in the Brong Ahafo Region says it will double financial resources channeled to the agriculture sector as its core investment avenue in the 2014 fiscal year, in addition to other segments of the local economy such as SMEs, 

GLOBAL MARKETS-Asian shares subdued, focus turns to central bank meetings
GLOBAL MARKETS-Asian shares subdued, focus turns to central bank meetings Central banks in Japan, Thailand and Canada in focus. * Higher-than-expected Australia inflation hurts local shares, lifts Aussie. By Hideyuki Sano. TOKYO, Jan 22 (Reuters) - Asian share markets struggled for inspiration on Wednesday, hampered by 

Focus Bank commercial series

This was a great 2 day gig! Fellow Iowan and friend, Kourtney and I had a really fun time shooting with all the great folks at Focus Bank in Arkansas!

Third-Quarter Bank Earnings: Higher Margins and Strong Results

Give me your 50,000-foot view here. What do you think about these big four? What do we need to take note of?

Matt Frankel: For starters, banks are one of the more predictable sectors. You generally don't see too many surprises when it comes to earnings. For example, it's generally easy to analyze a bank's deposit base, how much interest they're getting on their loans and make a good guess of where their earnings are going to fall.

Having said that, the general word I could use is good. Everything's looking very good. Tax reforms boosted earnings. Three of the four banks beat earnings expectations. Profitability is getting higher. Loans and deposits are growing in most of the banks. With the exception of Wells Fargo, deposits are up 4% across the board. Loans are up nicely. Banks are getting more efficient because of technological advances in the industry.

We've been talking nonstop the past few episodes about the war on cash. The big banks are also a beneficiary of that. Zelle is their big app that's saving them some money on deposit costs and things like that.

Small banks are grabbing more of the C&I market. Wise move?

“Big banks are not taking those risks" because of the Comprehensive Capital Analysis and Review, said Gerard Cassidy, an analyst at RBC Capital Markets. "Therefore, in the next downturn the credit performance of bigger banks should be better than smaller banks [that] are growing loans so rapidly today."

Commercial and industrial lending has become a larger focus for community banks that once relied primarily on commercial real estate, a sector that is heavily monitored by regulators. While many banks have poached commercial lenders to add heft, Cassidy expressed concern about those that are making more C&I loans with insufficient expertise.

“We sometimes scratch our heads [and think] that what regulators are encouraging the banks to do to diversify revenues may actually expose them to greater credit risk in the next credit cycle," Cassidy said.

A handful of community banks have already reported large year-over-year increases in commercial loans.

focus bank?

FOCUS Bank is the new name for an old friend. Begun in 1930 as First Security State Bank, the bank expanded throughout Southeast Missouri. The bank also operated as the Bank of Paragould in Arkansas.