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When Did the Rangers Begin to "Suck"?
http://unclemikesmusings.blogspot.com/2014/01/when-did-rangers-begin-to-suck.html
The other source of the "Curse of 1940" theory is that The Garden's mortgage was paid off in early 1941, and, still having the Cup, Ranger management celebrated by burning the mortgage papers in the bowl of the Cup, thus "angering the hockey gods

Peoples Bancorp Reports 17% Quarterly Earnings Increase
http://online.wsj.com/article/PR-CO-20140121-910178.html
Maurice F. Winkler, President of Peoples Bancorp, indicated, "The recent increases in secondary market mortgage rates have reduced prepayment speeds on mortgage backed securities within the Company's investment portfolio. This Peoples Bancorp

How the L-Word Was Won
http://pjmedia.com/eddriscoll/2014/01/19/the-l-word/
How the L-Word Was Won For the ardent Progressive Frederick Howe, who had been Wilson's Commissioner of Immigration, the pre-war promise of the benign state built on reasoned reform had turned to ashes. .. up to I saw the check that said $7131, I have faith that my mom in

Why it's so hard to replace OSFI's Julie Dickson
http://www.theglobeandmail.com/report-on-business/when-the-shortlist-is-too-short/article16441710/
failure by fine-tuning a simple leverage ratio – the practical meaning of a leverage ratio depends on the quality of the underlying assets and the risks embedded in that asset portfolio,” said Finn Poschmann, vice-president of research at the C.D

Howe Mortgage Co

Howe Mortgage Co

“Radical overhaul” key to building 300000 homes a year: House of Lords

A “radical overhaul” of the construction sector is needed to keep pace with demand for housing, a report published today by the House of Lords Science and Technology Committee states.

The main thrust of the paper is that off-site manufacture may be the only way to deliver the oft-quoted figure of 300,000 homes a year that Britain needs.

Off-site manufacturing is the process where buildings are designed and built in modular fashion away from where they will be eventually situated.

The committee argues that constructing buildings in this way provides multiple benefits, including improved sustainability, the need for fewer workers, that it makes it easier to ensure building quality and safety standards are adhered to, and that jobs can be spread around the country.

The report also states that “off-site manufacture is currently most suited to mid- to high-rise buildings rather than individual small homes.”

A further difficulty lies in the fact that mortgage lenders have expressed doubts about being able to perform accurate valuations on properties made using modern construction methods, the BSA told the committee.

Beacon Financial Group Cut Royal Gold (RGLD) Holding as Share Value Rose; Blackstone Group LP Has Boosted Its ...

Beacon Financial Group decreased its stake in Royal Gold Inc (RGLD) by 8.92% based on its latest 2018Q1 regulatory filing with the SEC. Beacon Financial Group sold 4,184 shares as the company’s stock rose 5.45% while stock markets declined. The institutional investor held 42,732 shares of the basic industries company at the end of 2018Q1, valued at $3.67M, down from 46,916 at the end of the previous reported quarter. Beacon Financial Group who had been investing in Royal Gold Inc for a number of months, seems to be less bullish one the $5.94B market cap company. The stock decreased 1.14% or $1.05 during the last trading session, reaching $90.78. About 223,115 shares traded. Royal Gold, Inc. (NASDAQ:RGLD) has risen 10.65% since July 15, 2017 and is uptrending. It has underperformed by 1.92% the S&P500. Some Historical RGLD News: 27/03/2018 – Royal Gold Closes Below 200-Day Moving Average: Technicals; 30/05/2018 – Royal Gold Announces Third Quarter Dividend; 09/04/2018 – ROYAL GOLD SAYS SOME DELIVERIES WILL BE DEFERRED TO LATER DATE; 09/04/2018 – ROYAL GOLD SAYS 3Q DELIVERIES NOT YET IMPACTED BY SHUTDOWN; 09/04/2018 – ROYAL GOLD – EXPECT IMPACT OF TEMPORARY SHUTDOWN AT MOUNT MILLIGAN TO BE REFLECTED IN MID-CALENDAR 2018 RESULTS; 02/05/2018 – ROYAL GOLD 3Q ADJ EPS 48C, EST. 43C

Corporate Finance - 2 examples?

1. You've just joined the investment banking firm of Dewey, Cheatum, and Howe. They've offered you two different salary arrangements.


1. Either
(a)FV = 86,500; N = 12; Rate = 9% / 12, or .75%. PV = 79,082
(b)FV = 86,500; N = 24; Rate = .75%. PV = 72,299. Total PV = 151,381

Or,
(a) FV = 65,000; N = 12; R = .75%.

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