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Fenetre sur le marche Conference: A Resounding Success for the Third Edition ...
When addressing the crowd, the deputy from Rousseau did not fail to remind his federal counterpart, Jim Flaherty, that "further tightening of mortgage insurance rules could be harmful" to Québec's real estate market. "It's in Ottawa's DNA to propose

Fort housing allowances increasing 11 percent
The Defense Department's Basic Allowance for Housing is an annually reviewed stipend that provides uniformed service members equitable compensation to pay for utility and rent or mortgage payments in local civilian real estate markets when government

Property Post: Government regulations and taxes.

this housing market still have legs? Peter Norman, senior manager and economist with Altus Group, talks about how new government regulations and ...

Adviser shortage to hit equity release market

It is estimated that about 8,000 advisers — out of 35,000 on the Financial Conduct Authority register — are qualified to advise clients on equity release despite sales in this sector increasing exponentially in the past few years.

Speaking at a lifetime mortgage conference this week (May 15), experts warned that unless the number of advisers able to give proper advice on equity release increased, such policies would fail to be adopted as a norm in the industry.

Abbie Knight, head of digital at Embark, said this was a worry as the "holistic advice process" should include every asset class, including directly held property.

She added: "Proper financial planning should involve, by default, a discussion on equity release. Unfortunately, in today’s regulatory framework, few advisers can advise on this asset class."

Paula Hughes, corporate business director at Key Retirement, said the equity release market needed good, well-informed advice as any bad advice given could perpetuate the bad reputation of the sector.

Robos can't deal with real life cases, says trade body chief

Speaking at the Financial Services Expo in Manchester on Wednesday (May 15), the Association of Mortgage Intermediaries chief executive Robert Sinclair said he thought true robo mortgage advice was "not coming in [my] lifetime", even though the regulator is keen for innovation in this space.

Mr Sinclair outlined how even the largest ‘robo-advisers’ had needed to change their structures to incorporate human advisers into their system. 

He said: "Even the emerging firms – the likes of Habito and Trussle – have had to employ a lot of advisers to go out and do the job — to write the algorithm that does what [advisers] do and to automate it is too difficult with the thousands of products, criteria, and the different nature of most of the customers that talk to you.

"All these complex income streams, complex structures and family lives, plus the cost of putting this together, make it almost impossible."

Only yesterday (May 16), Investec announced it had decided to close its investment robo-advice business following two years of losses .

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