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1st Advantage Mortgage - News


Rise in 1st-time UK homebuyers
http://the-japan-news.com/news/article/0000969954
Bloomberg LONDON (Bloomberg)—The number of U.K. first-time homebuyers climbed to the highest in more than six years in December as the economy improved and people took advantage of the government's Help-to-Buy mortgage program, LSL Property 

AG wants to spread word about mortgage assistance
http://www.nogalesinternational.com/news/ag-wants-to-spread-word-about-mortgage-assistance/article_90ddf062-82b3-11e3-bab3-001a4bcf887a.html
“We wanted to raise awareness and encourage people to take advantage of these funds,” Horne said. Palmer stressed one of the issues brought up during the meeting held at the Cochise College building was that realtors may not be The latter is a

Home Equity Loans Regain Popularity as Home Values Rise
http://www.creditunionsonline.com/news/2014/home-equity-loans-regain-popularity-as-home-values-rise.html
“Gains in vehicle loans and fixed-rate 1st mortgages accounted for 87% of the $41 billion annual gain. Expect annual gains to average 7.0% through 2016 with a balance of consumer and real estate secured lending.” While the Stefani Moore, manager of

New bank grabbing talent
http://www.journalgazette.net/article/20140119/BIZ/301199959/1031
Indiana-based 1st Source, Lake City and Salin banks will also be in the hunt for new customers. And don't forget STAR and iAB Financial banks – both are based in Fort Wayne. That hometown tie was Tower's strongest selling point. But First Financial and

1st Advantage Mortgage - Rates 06-30-2008

Paul Lueken discusses the direction rates are heading over the summer and beyond.

1st Advantage Mortgage Changes Name to Draper and Kramer Mortgage

1st Advantage Mortgage LLC has announced that it has changed its name to Draper and Kramer Mortgage Corp. The name change, which reflects the mortgage company’s role since 2008 as the residential mortgage division of national full-service real estate firm Draper and Kramer, Incorporated, coincides with a recent overarching corporate rebranding at Draper and Kramer.

“The 1st Advantage Mortgage name has served us well, but it’s time for a change to reflect how far we’ve come since our start nearly 20 years ago, as well as the history, organization and resources that are behind everything we do as part of Draper and Kramer,” said Paul Lueken, chief executive officer of Lombard, Ill.-based Draper and Kramer Mortgage. “We’ve grown our market share, and we’re a part of something much bigger now. We’re currently licensed in 38 states and growing rapidly, as we’ve recently opened offices in Texas, Massachusetts and Indiana. I’m looking forward to our next chapter and taking the Draper and Kramer name to new parts of the country.

2019 California first-time homebuyer assistance programs

Borrower requirements Must have a minimum credit score of 640 Debt-to-income ratio can’t exceed 45 percent Must meet CalHFA’s income limits based on your specific area In most instances, must be a first-time homebuyer and a U.S. citizen, permanent resident or qualified alien Must attend a homebuying counseling course and present a certificate of completion Must meet any additional loan requirements of your CalHFA-approved lender and the mortgage insurer

Note: An approved homebuyer counseling course can be taken online through eHome for $99, or in-person through a HUD-approved housing counseling agency or NeighborWorks America ; fees vary by agency.

Property requirements Sales price can’t exceed $705,000 Property must be located within California and used as a primary residence until it’s refinanced or sold Must be a single-family, one-unit home Some condos, accessory dwelling units (guest houses and in-law quarters, for example), and manufactured homes are

Is there an advantage to paying my mortgage payment on the 1st instead of the 10th of the month?

I currently pay my mortgage payment on about the 10th of the month> I'm wondering if I am paying any more interest by not paying it on the 1st when the bank says it is due, but not late.


Yes you are paying more interest when you pay it late. The principle is not decreasing until the 10th. So interest is being charged on that full amount from the 1st to the 10th.