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mortgage lenders in new york - News


Mortgage protections are here; Starting on Friday lenders must ensure you can ...
http://www.nydailynews.com/new-york/mortgage-protections-starting-friday-lenders-ensure-afford-loan-article-1.1571081
Mortgage protections are here; Starting on Friday lenders must ensure you can ... protections are here; Starting on Friday lenders must ensure you can afford your loan. New rules from Consumer Financial Protection Bureau give consumers with new rights when shopping for a mortgage. By Phyllis Furman / NEW YORK DAILY NEWS.

New Snags for the Self-Employed
http://www.nytimes.com/2014/01/19/realestate/new-snags-for-the-self-employed.html
Borrowers who are self-employed may have a tougher time obtaining a mortgage under new federal regulations requiring lenders to verify applicants' ability to repay. Effective this month, the rules, But the guidelines for non-agency loans (mortgages

5 ways the jumbo mortgage market will change in 2014
http://www.marketwatch.com/story/5-ways-the-jumbo-mortgage-market-will-change-in-2014-2014-01-13
The total dollar amount of originated private jumbo mortgages—which exceed $417,000 in most parts of the country and $625,500 in pricey housing markets such as New York and San Francisco—was on track to be the highest since 2007. Shutterstock

5 Ways Getting a Mortgage Will Be Harder in 2014
http://nymag.com/daily/intelligencer/2014/01/5-ways-getting-a-mortgage-will-be-harder-in-2014.html
5 Ways Getting a Mortgage Will Be Harder in 2014 Your monthly living expenses — mortgage, taxes, credit-card debt and other loans, and the like — can't account for more than 43 percent of your gross income. Considering how expensive it is to live in New York, lenders once were allowed, depending on

New York local mortgage lenders and hard money

www.lendinguniverse.com New York local mortgage lenders and hard money, compare variable mortgage rates and what is the lowest mortgage rate today ...

For some young buyers, stock options are the ticket to entering the NYC market

It’s particularly popular among millennials, he said, especially those who work in the technology and finance industries. Citizens accepts stock options toward income level if they’re able to be liquidated and the employee is expected to continue receiving them, Watanasuparp said.

Similarly, Bank of America considers vested stock options eligible assets, according to a spokesperson. Citibank allows restricted stock options and restricted stock awards if customers have a history of receiving them and that income is anticipated to continue — a standard used across the board. While Citi’s guidelines aren’t new for the bank, they’ve become more commonly used.

The willingness of lenders consider these sources of income has allowed more younger buyers the ability to purchase, said Jarrod Guy Randolph , an agent at Compass . Many of his clients have complicated compensation packages, he said. So lenders have “had to be smart about how they look at the entire portfolio.

know of a good mortgage lender in new york?

I am a first-time buyer and I want to find a good
mortgage lender that will work for me, not against me
I have spoken to 2 already, and they seem to have
a large range in price for the same property...


If you are not impressed with the first 2 quotes you have, get a couple more. Ask family, friends, co-workers, etc... who they have used in the past and how their experiences with those companies were. Look up the companies on the bbb.org or ripoffreport.