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Three indicted in scheme to defraud Hawaii mortgage, escrow companies
http://www.bizjournals.com/pacific/blog/morning_call/2014/01/three-indicted-in-scheme-to-defraud.html
Two Honolulu women are among three people indicted on federal charges of scheming to defraud mortgage lenders and escrow companies in Hawaii by filing fraudulent mortgage release documents with the state Bureau of Conveyances. Hawaii News Now 

3 suspects indicted on Hawaii mortgage debt scheme
http://www.hawaiinewsnow.com/story/24401474/3-suspects-indicted-on-hawaii-mortgage-debt-scheme
3 suspects indicted on Hawaii mortgage debt scheme Officials say this isn't the first time they've encountered a debt elimination scheme to defraud mortgage lenders and escrow companies, but they say it's one of the most sophisticated they've investigated in Hawai'i. 46-year-old Jennifer Ann McTigue

Honolulu HomeLoans promotes Ryan Nakagawa to senior loan officer
http://metrooahu.hawaiinewsnow.com/news/real-estate/294193-honolulu-homeloans-promotes-ryan-nakagawa-senior-loan-officer
Named one of the Top 100 Mortgage Companies in America, Hawaii's Best Places to Work in 2012 and 2013, and named among “Hawaii's Best” in Honolulu Star-Advertiser's 2013 People's Choice Awards, Honolulu HomeLoans also was honored as a 

Average rate on 30-year loan ticks down
http://www.staradvertiser.com/news/breaking/241673621.html
To calculate average mortgage rates, Freddie Mac surveys lenders across the country between Monday and Wednesday each week. The average doesn't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point 

Mortgage Lender Suspends Foreclosure In Hawaii

Bank of America announced it had stopped foreclosing on homes in Hawaii. And major lenders, JP MORGAN CHASE, ALLY AND PNC FINANCIAL GROUP also ...

Mortgage credit still in a post-crisis funk? The data begs to differ

“There are loans for almost every borrower in the marketplace if they want one,” said Christy Bunce, the chief operating officer at New American Funding, a lender based in Tustin, Calif.

Although credit definitely tightened in the immediate aftermath of the crisis, several data points show it has loosened considerably in the years since, and lenders on the ground portray a mortgage credit market with a diverse array of products for borrowers of varying financial backgrounds.

New regulations, such as underwriting requirements established by the Consumer Financial Protection Bureau, have probably made it harder to lend to borrowers with poor credit, but not impossible. And analysts say that while the affordability gap has gotten worse, that may be due to skyrocketing home prices more than anything else.

Data points to mortgage credit availability having taken a huge leap since 2012, in part because of access to low-down payment loans.

“If you look from 2012 to today, credit has gotten looser, particularly with respect to greater availability of low-down payment loans,” said Mike Fratantoni, chief economist and a senior vice president at the Mortgage Bankers Association.

Bank of Hawaii Corp (BOH) Q3 2018 Earnings Conference Call Transcript

Thanks, Cindy. Good morning, everyone, and thanks for joining us today.

Third quarter 2018 was another good one for Bank of Hawaii. In addition to our strong financial results, asset quality remained quite solid, and our liquidity and capital levels remained robust. Loans increased to $10.2 billion at the end of the quarter, up 1.8% from the previous quarter with good growth in both commercial and consumer loans. Compared with the third quarter last year, total loans increased 6.9%.

Deposits decreased from the previous and prior year quarters, primarily the result of our decision to reduce public deposits as we've discussed over the past couple of calls. Adjusted for the reduction in public deposits, deposits were flat with the previous quarter and up 1.5% compared with the same quarter last year. Notably, our core consumer and commercial average deposits are up 0.7% and 3.1% on a linked and year-over-year basis. We also remain quite satisfied with our deposit betas and in particular our deposit betas in our consumer and commercial areas.

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