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bank of america upromise credit card

Bank of America - credit card pushers

Bank of America is put under the microscope for possible unethical business practices.

Oppenheimer Positive on Banks Into Earnings: 4 to Buy Now

These four companies are the analyst’s favorites and shares of all are rated Overweight.

Ally Financial

This is the old financing arm of GM that was known before the Great Recession as GMAC. Ally Financial Inc. (NYSE: ALLY) is a leading auto lender and a top 25 U.S. financial holding company. Its businesses include one of the largest full service auto finance operations in the country, a growing online bank, a wealth management and online brokerage platform and a corporate finance business.

The company reported solid first-quarter numbers, and those results featured strong credit results as well. While deposit costs could be rising, and the company did show some net interest margin compression, that is expected to improve in the second quarter.

Shareholders receive a 1.9% dividend. The Oppenheimer price target for the stock is $34, and the Wall Street consensus target is $33.20. Shares closed on Thursday at $27.34.

American Express

This stock has bounced back nicely from the intense selling early this year and offers good upside. American Express Co. (NYSE: AXP) provides charge and credit payment card products and travel-related services to consumers and businesses worldwide.

How to find the best credit card deals of 2018

You get 6% cash back at grocery stores, gas stations and select department stores. 

Here is a trick, you can extend the 6% cash back beyond groceries when you buy gift cards at the grocery store for restaurants and retailers.   

There is an annual fee of $95.

So what do you do if you don't have good credit?

Nerdwallet.com reports the Capital One, Quick Silver One card  is for you.

This one offers a flat 1.5% cash back rate for anybody still building credit. And there is no limit. Also, Capital One, may even increase your credit limit if you make your first five monthly payments on time.

There is a $39 annual fee.

Here is a good one for college students, according to Moneycrashers.com .  

With the " Upromise World Mastercard ", you'll get a $50 sign-up bonus and 1% cash back on all your purchases which you can redeem to pay off your student loans or deposit into a 529 college savings plan. And there's no annual fee.

UPromise Bank of America Credit Card?

So I applied for one because I paid off my credit debt on credit card that has no rewards or anything.


Generally speaking, yes, that does mean that an aspect of your application raised flags and review is neccessary. From my experience, it is uncommon to apply for a credit card from BOA, receive that message, and later, become approved.

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