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bank of america upromise credit card

Bank of America - credit card pushers

Bank of America is put under the microscope for possible unethical business practices.

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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Are These the 7 Best Credit Card Companies in America?

“Reward redemption and benefit use have a tremendous impact on the customer experience,” said Jim Miller, senior director of banking services at J.D. Power, in a statement. “The fact that Discover ranks highest in satisfaction among all credit card issuers in each of the six factors measured in the study is a testament of the relentless focus and importance the company has placed on the ease of redemption and use of benefits.”

Discover and American Express weren’t the only card issuers who earned strong marks from consumers. Wells Fargo, Bank of America, and Chase also had strong showings. While high rankings on the survey doesn’t mean a certain company has the right card for you, it might be a good place to start, especially if you’re looking for a card with great rewards and customer service, as these qualities were especially important to survey respondents.

Here is a list of the seven best credit card companies in America, according to the J.D. Power

UPromise Bank of America Credit Card?

So I applied for one because I paid off my credit debt on credit card that has no rewards or anything.


Generally speaking, yes, that does mean that an aspect of your application raised flags and review is neccessary. From my experience, it is uncommon to apply for a credit card from BOA, receive that message, and later, become approved.

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