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Express Mortgage

Express Mortgage

When it comes to mortgages Andy Manilla does it right, with great service and integrity.

Mortgage rates: Will Brexit cause UK mortgages to increase? Latest news

But how could Brexit affect mortgages? Will your monthly payments increase after Britain leaves the EU?

Which? Mortgage Advisers’ David Blake told Which?: that property owners shouldn’t rush into making any financial decisions despite the pressure of Brexit.

Mortgage rates are currently very low - but should you move to a fixed rate mortgage to lock in that rate?

It could be tempting, as choosing a fixed rate mortgage at a time when interest rates a low will lock property owners paying that rate.

If interest rates go up, those on a fixed rate will continue to pay the lower amount for however long the fixed rate contract has been agreed.

But the expert did warn against this. He said: “Mortgage rates are incredibly low right now and many will want to fix into a low rate to give themselves security as we move into a period of uncertainty.

“But don’t just jump into a fixed rate without considering the alternatives – there are plenty of flexible products that would leave your options to remortgage open if rates did start to change.

Will standard variable rate rise for the mortgage express customers. I have been reading a lot about Halifax?

I am a little worried. My svr at the moment is 4.95% and i pay 425.00 at the moment every month.

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