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A satirical short film taking a look at the national debt and how it applies to just one family. Watch the guy from the Ferris Bueller Superbowl ...

Unpaid federal workers owe more than $400 million in mortgage and rent payments this month

The shutdown could have other ripple effects in the housing industry beyond missed mortgage or rent payments. “It also could have a significant impact on the overall housing market if it continues to drag on and furloughed workers who also are would-be buyers get cold feet in the absence of paychecks,” Terrazas said.

Additionally, some government agencies that are responsible for housing are currently operating with limited staff. Consequently, the Federal Housing Administration could be delated in processing and endorsing the mortgage loans it insures, which could force some would-be home buyers to forego their planned purchases.

The U.S. Department of Agriculture has said that banks likely won’t be able to close the loans it normally insures, and rental assistance programs run by the USDA and the Department of Housing and Urban Development may not be able to distribute funds to low-income Americans if the shutdown extends further.

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'Barely Treading Water': Why The Shutdown Disproportionately Affects Black Americans

Ari Shapiro: Could you explain the history that led to our situation today, where African-Americans make up a higher percentage of the federal workforce than they do in the private sector?

Jamiles Lartey: The federal government obviously has its own untoward history of racial discrimination, from underwriting redlining , and federal mortgage programming, and excluding blacks from New Deal programming . But it has also been at the institutional vanguard of the nation's slow march towards equality — more so than the private sector at large, and more than most state and local governments. In 1941, President Franklin D. Roosevelt signed executive order 8802 , which banned race discrimination in the defense industry. And that's largely seen as the most important move in support of the civil rights of black Americans from Reconstruction all the way until 1964, when the civil rights act was passed. The federal government, for fairly obvious reasons, just did a better job of abiding by the civil rights act than the labor market at large.

American Federal Mortgage Corporation?

Does anyone have any experience with the American Federal Mortgage Corporation?


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