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Learn about how IndyMac Mortgage Services, a division of OneWest Bank, is helping customers experiencing financial hardship through the Home ...

KeyStoneB2B Facilitates Advanced Flood Zone Determination for Banks and Mortgage Lenders

“According to the National Flood Insurance Program, even a few inches of water from a flood can result in tens of thousands of dollars in damage,” said James V. Luisi, chief information officer and chief technology officer for KeyStoneB2B. “That’s the reason mortgage lenders are often required to acquire life of loan flood protection to protect the noteholder of the mortgage. Our suite of services includes full integration with leading providers including flood determination dispute processing capabilities, with a goal of accelerating the flood determination process. We support mortgage lenders by reducing risk, enhancing compliance and increasing operational efficiencies, as well as performance. One valuable differentiator is our ability to separate flood orders that are satisfied instantly using automation at deep discounts versus the small percentage that require manual support.”

KeyStoneB2B partners with flood zone determination providers to offer state-of-the-art mapping, convenient reporting options, and dependable determinations. Advanced technology enables KeyStoneB2B to provide timely and reliable flood zone determinations at loan origination. The system reliably tracks a property throughout the life of the loan, ensuring its status remains compliant with the mandatory purchase requirement.

First Advantage has dividend increase

First Advantage Bancorp (OTCQB: FABK), the holding company of First Advantage Bank, announced an increase in quarterly dividends paid to shareholders to 13 cents.
The change represents a 30 percent increase from the previous dividend rate of 10 cents. The higher dividend represents a 2.21 percent yield based on the Dec. 31, 2017 closing price of $23.50, and a 5.2 percent annual return on the original $10/share price.

The cash dividend will be paid on or about Feb. 15, 2018 to shareholders of record on Feb. 5, 2018.

“Our strategic initiatives that have been the bank’s focus in recent years are building real value for our shareholders, and we are pleased that those efforts now allow us to increase our dividends to those who placed their trust in our bank. We believe our shareholders will be pleased with the results when announced, and we are working hard to ensure these positive trends continue,” said First Advantage CEO Earl Bradley, in a news release.

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