Review Mortgage Lenders

American Family Financial Services

Grand Opening of Asian American Family Service Center

Asian American Family Services is the only mental health focused social service agency providing bi-lingual and bi-cultural services for the ...

How's your retirement literacy?

Understanding investments

Results overall showed a significant lack of knowledge about how basic market instruments perform.

One in three respondents understood that the value of individual bonds and bond funds decreases when interest rates increase.

Only 10 percent knew that small company stock funds, on average, have shown higher returns than large company stock funds, dividend-paying stocks and high-yield bond funds.

Long-term care

Most of the participants underestimated the share of the population that will need assistance with “activities of daily living.” Only 18 percent correctly answered that 70 percent of the population will need such assistance.

Only one-third of the participants knew that Medicaid — not Medicare — pays for the majority of long-term care expenses provided in nursing homes. And only 30 percent knew that family members — not nursing homes, assisted living facilities or hospitals — provide the majority of long-term care services.

Westrate named president of American Family Insurance

American Family Insurance executive Bill Westrate has been named company president, the Madison-based insurer said Wednesday.

Westrate, 44, who has been chief operating officer, will assume the president title from Jack Salzwedel, chairman and chief executive officer of American Family.

Salzwedel has held the president title since 2014. He will remain chairman and CEO.

“Bill’s built terrific relationships with our agents, has exceptional knowledge of our company, and is a successful advocate of proactive change and innovation to benefit our customers,” Salzwedel said in a statement announcing the promotion.

Westrate has been American Family COO since 2014. He started with the company in 1996 as an actuarial analyst and earned promotions to actuarial manager, homeowners lines director and risk pricing director. In 2006, he was elected actuarial division vice president. In 2008, he was named personal lines vice president. In 2011, he became an executive vice president before becoming COO.

Do you think that financial freedom and time freedom? Do you believe you have a plan to get this in your life

It's a fact that the typical employee works more hours than they did 10 years ago. Commuting time has exponentially increased and most families have two parents working full time. Plus, taxes are just rising and cost of living (incl gas!) are skyrocketing.


Americans get into Debt-traps,because of high-pressure
salesmanship.Their needs increase,desire for comforts
increase and dreams for luxuries are created.