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First Western Bank Minot

A Payments Battle Is Brewing in Hong Kong

“It’s going to be a battleground here,” said James Lloyd, a Hong Kong-based fintech specialist at consultancy EY. “The next 12 to 24 months, we’re going to see a very significant shake-up of the consumer payments and retail banking market.”

The two payment apps flourished on the mainland by offering millions of people who were underserved by banks an easy way to store and use their money via mobile phone. By last year’s fourth quarter, payment apps handled 37.7 trillion yuan ($5.9 trillion) of spending in China, up 28 percent from just three months earlier, according to research firm Analysys International. Alipay handled 54 percent of that, followed by Tencent’s 38 percent.

Hong Kong, in contrast, already has a fully developed Western-style banking system, as well as a popular alternative, the reloadable Octopus card. The brightly colored cards are widely used for public transport and in convenience stores. Now, the apps from neighboring China are threatening to uproot that status quo.

St. Charles seeks developer for First Street redevelopment's final 3 buildings

The three final buildings are planned for the southwest corner of First and Illinois streets, across from the multideck, 400-plus space parking garage built on the north side of Illinois in 2009.

City officials expect construction of those last structures to be completed by fall of 2019.

Officials envision the buildings as mixed-use with ground floor commercial space, with potential upper-level use being for offices and/or residential units.

“The city is seeking creative proposals that will provide a balance of uses among these buildings,” Tungare said. “We would want development that will complement the character of the First Street redevelopment and add to the vibrant, pedestrian friendly environment that exists.”

Tungare said the variety of architectural styles in the First Street redevelopment complement each other as well as the city’s historic Main Street.

Currently, the first three buildings of the redevelopment project’s Phase III are in various stages of completion and are mostly occupied. They are on the west side of First between Main and Illinois, including one housing Sterling Bank and condominiums. Phase III began in 2015.

What was the first bank in the Western Area??

I know the First Bank was the first bank in the united states. But what was the first bank ever in the western area including England.


A "bank" usually means an institution which both takes deposits _and_ makes loans. Also, the "Western world" usually includes the Middle East, northeast of Constantinople/Istanbul.

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