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Flex Mortgage

Flexible mortgages help debt problems

Britons are feeling particularly positive about flexible mortgages at present, as they see them as a good way to ward off debt problems. This is ...

Ask an expert: where do I find family-friendly condos?

With the average price of a detached house in the city pushing $1 million, the idea of raising kids in a Victorian rowhouse with a garden in the backyard is a pipe dream for many Toronto families.

For young parents who can’t afford a massive down payment or mortgage, there are few options: move to the burbs, rent a house or squeeze into a condo.

While the last option might not seem desirable, more and more families are laying down roots in high-rises.

Between 1996 and 2011, an additional 10,000 families with children lived in high-rises, according to the 2017 city of Toronto report Growing Up: Planning For Children In New Vertical Communities .

And in the past two years specifically, real estate agent Jamie Sarner says he has seen a striking rise in young parents moving into condos.

That’s partially due to the expensive housing market, but also because some families enjoy the minimal upkeep of condo life.

John V. Evans, Jr.,

.  Automatic transmissions, no CDL required.  208-431-4716 (96)

For sale :  14 ft Alum Jon Boat with 6HP motor and trailer, plus oars, seats, and gas tank.  $1400 Cash OBO  Call 208-678-3875 (96)

Malta Home for Sale-  2 Bedroom, 1 Bathroom.  Front and back porches.  Well insulated.  ½ basement, garage,  1.68 ACRES.  $75,000.  Call 251-689-2883. (00)

For rent in Rupert – Two bedroom apartment, quiet street, good neighbors, includes stove, fridge, Recently updated with new windows, flooring, $375 per month, $375 deposit, No pets, no smoking, 519 Walnut, Rupert. Call 208-670-2311 for more information (TFN)

For Rent –House in Burley , 3 bedroom, one bath home, single car garage/shop, located at 1806 Pleasantview Lane. Includes washer and dryer,  $750 per month, $750 deposit, no smoking, no pets. Application available at the Weekly Mailer, 221 west Main Street, for more info call 208-670-2311 (TFN)

Who should get a flex pay mortgage loan?

So my husband and I have found a home that we really love but its out of our price range at the current moment. I have a job in September on hold when I graduate from college and we will be able to afford the house then, but it will probably be gone.

Those loans are generally gone. They are certainly gone if you also don't have a down payment.

The reason they are gone is that they were too high risk for the average person to correctly handle.