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What the New Qualified Mortgage (QM) Regulations Mean for VA Loans
http://www.huffingtonpost.com/chris-birk/qualified-mortgage-regulations-va-loans_b_4557492.html
What the New Qualified Mortgage (QM) Regulations Mean for VA Loans The new class of mortgages is all about safety and affordability, two long-time hallmarks of this 70-year-old VA loan program. Throughout the 2000s, some lenders made a ton of money providing home loans to people with poor credit and no realistic

Mortgage Lenders Are Showing Some Give on Credit Scores
http://realestate.aol.com/blog/2014/01/25/mortgage-lenders-lower-credit-scores/
A year later, that average has dropped to 727, which indicates increased loan access for homebuyers with lower credit scores. Having a great or poor credit score doesn't necessarily mean you'll be approved for or denied a mortgage, but it plays a large

The True Cost of a Poor Credit Score
http://www.thefiscaltimes.com/Articles/2013/12/27/True-Cost-Poor-Credit-Score
The True Cost of a Poor Credit Score "If your credit score is high enough, you'll qualify for a lender's best rates and terms. Your mailbox will be stuffed with low–rate offers from credit card issuers, and mortgage lenders will fight for your business," personal finance expert Liz Weston

Home Mortgage Refinance With Bad Credit, Poor Credit, Lower Interest Rates
http://yourplano.dallasnews.com/2014/01/16/home-mortgage-refinance-with-bad-credit-poor-credit-lower-interest-rates/
Refinance mortgage with bad credit usually means finding high risk lenders who specialize in bad credit scenarios. Generally speaking, these are not anyone's regular, everyday financial institutes, although, some advertise all types of credit welcome.

FHA Loans - Bad Credit Mortgage Loans - No Down Payment

www.CashMoneyQuick.com FHA Loans vs. Private Lenders - FREE Ebook helps you Find MILLIONS in Private Money FAST for Real Estate Investing! Bad ...

Why tax software leader Intuit wants to disrupt the personal loan process

Anyone who has applied for a loan or mortgage knows the process can be daunting. You have to fill out a seemingly endless amount of paperwork, and sometimes you have to provide verification for income that's perhaps not so easy to verify.

It can be even harder for anyone needing a personal loan. In those situations there's not always a hard asset (like a house) backing the loan; instead, the lender is making a judgment based on the applicant's income, credit history, expenses, and debts. It's a riskier situation for banks and other lenders, which explains why they often want a daunting amount of information in their applications that generally has to be entered by hand.

Intuit (NASDAQ: INTU), which makes TurboTax, QuickBooks, and other money management software, wants to disrupt that process and make applying for personal loans, mortgages, and other forms of borrowing easier. The company has a new service which allows users of its TurboTax software to pre-fill loan applications on a consent-based basis.

Home selling: What can go wrong with the buyer's mortgage?

In this article:

Your home is off the market and in escrow. Now all your buyer has to do is meet the contract deadlines — mortgage pre-qualification, mortgage application, mortgage approval, property appraisals and inspections….wait; that sounds like a lot of things that can go wrong with the buyer’s mortgage.

Your buyer may not be qualified — ask for a pre-approval letter before accepting an offer The property may not appraise for the purchase price, or inspections may turn up problems Your buyer’s lender may take longer than allowed to approve and fund the loan Your buyer may derail the loan by making bad decisions

As they say, you don’t really have a deal until the check (or wire transfer) clears.

Verify your new rate (Nov 4th, 2018) What to expect during the escrow period

The escrow process, also known as the closing, can be tricky. The good news is your home is under contract. But there’s still a small chance that the deal may fall through.

poor credit need a mortgage lender ?

to be specific i need a mortgage lender where i can get a loan but my credit is not the greatest..if anyone have any answers for me that would be great.


There are a few lenders that will do mortgage loans with large down payments. You should contact a local mortgage broker that does FHA loans this government backed agency is not as strict as most conventional lenders.