Review Mortgage Lenders

Crest Mortgage Company

Mountain Crest Mortgage 2008

Citadel's upward trajectory continues

The company is also continuing its innovative offerings.

“We’ve just launched another special,” Fisher said.  “This special is focused on 90% LTV purchase loans. You get up to five eighths (.625) off the rate, depending on if it’s full-documentation or bank statement – and there’s no mortgage insurance requirement.  That’s substantial, and places us in a highly competitive position for purchase business.”

Fisher said that the program is ideal for someone who’s had a life event such as foreclosure, bankruptcy or short sale /deed-in-lieu, as long as the event occurred more than two years ago.

“If they missed out on agency requirements for some reason, this is a great product for them,” he said. “It’s a great way to get into the housing market and start building wealth.”

The special runs until the end of September.

“The loan needs to close by the 15th of October – while the timeline seems short, borrowers taking advantage of this product usually have their documents in order, so it should be a pretty quick process,” Fisher said. “We’re offering this with our 12-month bank statement program for income qualification as well.