Review Mortgage Lenders

Access Mortgage

Address: 9498 SW Barbur Blvd Portland, OR 97219
Access Mortgage in Portland, OR is a private company categorized under Mortgages. Current estimates show this company has an annual revenue of unknown and employs a staff of approximately 1 to 4.
Products or Services: Bad Credit Debt Consolidation Loans, Home Mortgage Refinance Loan, Home Equity Line Of Credit Calculator, Mortgage Loan Rates and Online Mortgage Information.

Broadview Community Access - Affordable Mortgage Program

The Broadview Community Access Homebuyer Mortgage Program is an Affordable Lending program created with the specific purpose of helping valued ...

How the Mortgage Market is Opening Up to Brokers

The housing market has gone through a rollercoaster from both the lender and borrower perspectives over the last decade, but recent data highlights a positive outlook. The Health of Housing Markets Report expects the broad market to experience more stability than in years past, thanks in part to slower growth and decreased mortgage rates. This may present an opportunity for licensed mortgage brokers who help consumers get into the home of their dreams or refinance a current mortgage for better terms. However, mortgage brokers have not always had the support of consumers or news outlets covering the housing market.

Working with a mortgage broker has gotten a bad rap in some markets because of the consumer focus on fees combined with the perception that getting a mortgage is as easy as submitting a brief application online. The reality is that today’s mortgage market is more complex than ever, paving the way for prospective and current homeowners to seek out the knowledge and expertise of licensed mortgage brokers.

Jumbo Credit Access Hits Record High

Ease of access to jumbo mortgage loans drove the Mortgage Bankers Association's (MBA's) Mortgage Credit Availability Index higher in September. The Index rose 0.9 percent to 183.4. An increase in the Index indicates that lending standards are easing.

The index has four components; the Government MCAI which decreased 0.6 percent and the Conventional MCAI which rose 2.4 percent. There are two indices housed within the Conventional MCAI, the Conforming Index which fell 1.1 percent and the Jumbo which jumped by 4.7 percent, hitting a record high.

This is a sharp reversal of last month's index report. The August MCAI suffered the largest decline in its history, falling 3.9 percent. Each of the four components dropped by more than 3 percent.

"Credit availability increased slightly in September, driven by a 5 percent increase in the supply of jumbo loans . The jumbo index, which grew from a combination of lower credit score

How do you access mortgage insurance if you are unable to make a payment?

I may not have a clear understanding of how mortgage insurance works. can anyone clarify?

You don't! While you do pay, it is to protect the lenders position not yours! If they have to file bankruptcy. The insurance helps them not you! Now to address the real issues. If you can't pay and have a good reason...

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