Review Mortgage Lenders

Access Mortgage

Address: 9498 SW Barbur Blvd Portland, OR 97219
Access Mortgage in Portland, OR is a private company categorized under Mortgages. Current estimates show this company has an annual revenue of unknown and employs a staff of approximately 1 to 4.
Products or Services: Bad Credit Debt Consolidation Loans, Home Mortgage Refinance Loan, Home Equity Line Of Credit Calculator, Mortgage Loan Rates and Online Mortgage Information.

Broadview Community Access - Affordable Mortgage Program

The Broadview Community Access Homebuyer Mortgage Program is an Affordable Lending program created with the specific purpose of helping valued ...

CUNA: Access to secondary market vital for CU mortgage lending

CUNA’s letter notes that credit unions are increasingly active participants in the secondary mortgage market, with more than 35% of mortgage lending credit unions selling $50 billion in loans into the secondary market, up from 15% of mortgage lending credit unions selling $4.5 billion in loans into the secondary market in 1997.

CUNA believes a secondary market must adhere to the following principles:

There must be a neutral third party in the secondary market, with its sole role as a conduit to the secondary market; The secondary market must be open to lenders of all sizes on an equitable basis; The entities providing secondary market services must be subject to appropriate regulatory and supervisory oversight to ensure safety and soundness by ensuring accountability, effective corporate governance and preventing future fraud; Any new system must ensure mortgage loans will continue to be made to qualified borrowers even in troubled economic times; An emphasis on consumer education and counseling as a means to ensure that borrowers receive appropriate mortgage loans; Consumer access to a variety of products that provide for predictable, affordable mortgage payments to qualified borrowers; Application of reasonable conforming loan limits that adequately take into consideration local real estate prices in higher cost areas; Government support for affordable housing should be a function separate from the responsibilities of the secondary market entities; Credit unions should continue to be afforded the opportunity to retain or sell the right to service their members’ mortgages, at the sole discretion of the credit union, regardless of whether that member’s loan is held in portfolio or sold into the secondary market; and The transition from the current system to any potential new housing finance system must be reasonable and orderly in order to prevent significant disruption to the housing market.

How do you access mortgage insurance if you are unable to make a payment?

I may not have a clear understanding of how mortgage insurance works. can anyone clarify?

You don't! While you do pay, it is to protect the lenders position not yours! If they have to file bankruptcy. The insurance helps them not you! Now to address the real issues. If you can't pay and have a good reason...