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American Residential Lending

5909 NW Expressway Oklahoma City, OK 73132

New American Mortgage Merger Announcement on March Mar 17, 2011

Charlotte Chamber President Bob Morgan along with former NFL player Casey Crawford announce the merger of Charlotte companies New American ...

A 'crisis of confidence' at Vernon Hill's U.K. bank

Meanwhile, investors are frustrated that Hill continues to do business with his wife’s architectural firm — a dozen years after that relationship got him in trouble with U.S. regulators when he ran Commerce. (Commerce was sold to TD Bank in 2008.)

With Metro’s shares down by roughly one-third over the last six weeks — and by more than 80% since this time last year — calls for Hill’s removal as chairman are getting louder.

One proxy advisory firm is urging shareholders to oust Hill at Metro Bank’s annual meeting next week, and another is recommending that shareholders abstain from voting. Investors are also telling investment analysts that they believe Hill’s days are numbered.

“I don’t want to add my voice to the choir of those calling for his ouster, but he’s going to find it very difficult to survive through this,” said John Cronin, an analyst at Goodbody Stockbrokers in Dublin.

Charlie Armitstead, a Metro Bank spokesman, declined to comment. Hill was not available for comment.

How housing practices in the 1930s eroded black wealth

Research methods

The authors used Census tabulations from 1930 and 1940 covering nine major cities and two boroughs in New York City: Baltimore, Boston, Brooklyn and Manhattan, Chicago, Cincinnati, Cleveland, Detroit, Philadelphia, Pittsburgh and St. Louis.

They call Baltimore, Cincinnati and St. Louis “border cities.” These cities are closer to the south and had large black populations by 1930. Boston, Brooklyn and Pittsburgh had fewer migrants during the first Great Migration, so they’re called “low-migration” cities. Chicago, Cleveland, Detroit, Manhattan and Philadelphia are called “high-migration” cities.

“You can do a real apples-to-apples comparison,” Shertzer says. “You can go look at the same house and it has white occupants [in 1930] and now [in 1940] it has black occupants.”

The authors built a dataset of 591,780 unique home addresses across 100,000 city blocks with an average of 10 to 15 addresses per block. They focused on blocks that changed from 95% white in 1930 to majority black by 1940.

Is Obama going to CHANGE the lending practices of Fannie Mae and Freddie Mac? ?

Privatizing these institutions is not going to make the problems go away, sooner or later the realities must be admitted and handled correctly, this is simply going to make future Americans pay for this mess.

um... They were taken over by government. That's the opposite of privatization.

Yes, it's a put off. The inevitable will happen... but off of George Bush's watch.

People are dumb. It's a fact of life.

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