Review Mortgage Lenders

American Residential Lending

5909 NW Expressway Oklahoma City, OK 73132

New American Mortgage Merger Announcement on March Mar 17, 2011

Charlotte Chamber President Bob Morgan along with former NFL player Casey Crawford announce the merger of Charlotte companies New American ...

Construction, mortgage lending boost Umpqua's 3Q profits

But the company also saw strong loan growth at a time when many other regional banks are seeing little to no gains in their loan books.

Total loans increased 7% to $19.8 billion. Construction loans increased 24% to $646.7 million, and mortgage lending increased 12% to $3.5 billion. Commercial and industrial lending was also strong, with commercial term loans increasing 18% to $2.2 billion and equipment finance growing 13% to $1.3 billion.

Net interest income increased 8% to $241.4 million, and the net interest margin widened 9 basis points to 4.09%.

That more than offset a 6% decline in noninterest income, which totaled $72.4 million, the result of losses on some investment securities and a 6% decline in mortgage banking revenue, which totaled $31.5 million.

Umpqua also continued to trim expenses in the third quarter and it noninterest expenses fell 5% to $179.3 million from last year’s third quarter.

Its efficiency ratio improved to 57.06% from 62.58% last year.

Arch Mortgage Insurance dac Completes First-of-its-kind Capital Relief Transaction

“Arch is delighted to complete a transaction that supports mortgage lending in Germany,” said Beau Franklin, President and Chief Executive Officer of Arch’s International Mortgage Group. “Arch is committed to bringing innovative products to market and taking a leadership role in providing capital relief solutions on residential mortgage loans globally.”

About Arch Mortgage Insurance dac

Arch Mortgage Insurance dac is based in Dublin and provides efficient and innovative credit risk management and capital optimisation solutions to clients throughout Europe. Arch is a highly rated and highly capitalised mortgage insurance company authorised and regulated by the Central Bank of Ireland.

Cautionary Note Regarding Forward-looking Statements

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward−looking statements. This release or any other written or oral statements made by or on behalf of Arch Capital Group Ltd. and its subsidiaries may include forward−looking statements, which reflect our current views with respect to future events and financial performance. All statements other than statements of historical fact included in or incorporated by reference in this release are forward−looking statements.

Is Obama going to CHANGE the lending practices of Fannie Mae and Freddie Mac? ?

Privatizing these institutions is not going to make the problems go away, sooner or later the realities must be admitted and handled correctly, this is simply going to make future Americans pay for this mess.

um... They were taken over by government. That's the opposite of privatization.

Yes, it's a put off. The inevitable will happen... but off of George Bush's watch.

People are dumb. It's a fact of life.