Review Mortgage Lenders

Allstate Mortgage

Address:
1236 SW 89 St Oklahoma City, OK 73139

Do Not Work For This Man!

Brian Seiferlein, formerly of First Mountain Mortgage, and currently of Allstate Insurance, leaves a hilarious message for someone firing them ...

Domestic abuse can become financial abuse

Few spouses or partners in a relationship oversee their finances equally.

One spouse invariably carries the biggest burden when it comes to managing investments, insurance and banking. One partner might have it easier, watching the household budget, paying the bills or serving as the guard dog for important documents or online accounts.

All that might be fine until one spouse or partner uses joint finances to control the other. That's when serious problems can arise. Financial abuse, which can be tied in with physical violence, is a tool whereby one person in a relationship tries to subjugate the other through tactics designed to increase isolation and dependence.

A quarter of all women will experience domestic violence over their lifetimes, said Vicky Dinges, a senior vice president at Allstate in suburban Chicago. Women are more likely to be victims than men. Financial-abuse tactics — such as stealing assets, withholding cash for basic needs, obsessive monitoring of the other person's spending and even prohibiting his or her employment — occur in the vast majority of domestic-violence cases, Dinges said.

Should You Buy or Rent? 6 Factors to Help You Decide

1. Crunch the numbers. Buying vs. renting isn’t solely about comparing costs, but that’s still a huge part of the process. The Allstate Rent vs. Own Calculator can help you see the big picture from a baseline financial standpoint.

2. Know the market. If you don’t know the difference between a “buyer’s market” and a “seller’s market,” now’s the time to educate yourself. Is low inventory driving prices up and making buyers more competitive? Or is there a glut of homes for sale, giving buyers more leeway to cut deals? In either case, how is the rental market responding? Are home prices trending up or down (i.e., will the places you’re looking at likely be worth more or less in five or ten years)? You can’t predict the future, but you should look at current trends and make informed decisions based on what’s happening now.

3. Itemize your costs. The financial difference between renting and owning is much more than simply the upfront difference in price between paying rent vs. mortgage. Don’t forget to account for property taxes, homeowners insurance, HOA fees, maintenance, and repairs/renovations. (If the fridge stops working, you can’t just call your landlord; you will need either fix-it skills and a can-do attitude or money to hire a pro.) In the plus column, homeowners get a sweet tax break and enjoy the value of building positive equity, neither of which you get from renting.

How do insurance agents make money?

Just wondering....Im starting a new job for ALLSTATE, and also as a mortgage broker!
I know how the mortgage part of it works, but how do insurance agents get paid?
How much should you expect?


Insurance agents are compensated by a percentage of the premiums they write with the company. Depending upon the type of insurance that percentage can be anywhere between 7 and 20%. You won't be making a living on 10 clients.